F Plus 3

F Plus 3 is our most popular underline

family and home contents insurance. F Plus 3 provides coverage for you and your family in your leisure time as well as the things you have worked hard to acquire.

F Plus 3 is suitable for families with children as it includes covers that are tailored for children.

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More about F Plus 3

F Plus 3 contains all the main covers of F Plus 2 plus children's care insurance but the compensation amounts are higher than for F Plus 2.
F Plus 3 contains eight forms of cover: Contents insurance, additional cost due to damage to home contents, liability insurance, legal expenses insurance, leisure time accident insurance, cost of modifications and assistive devices following an accident, crisis counselling and children's care insurance.
If you have F Plus 3 insurance, you can also add a comprehensive contents insurance as well as the F Plus travel insurance to your package.
When home conditions change, for example if your family or home becomes bigger, it is a good idea to review your F Plus package.

Included in the Insurance

Home Contents Insurance

Home contents Insurance insures home contents and personal belongings that are intended for general domestic use. Home contents Insurance covers, for example, theft, fire and water damage to household effects.

Additional Costs due to Home Contents Damage

Suffering damage can be very traumatic and significant damage usually results in considerable disruption. This insurance compensates you for damage due to fire and rescue operations that may occur when avoiding or reducing damage that is covered by your F Plus insurance.

Leisure Time Accident Insurance

If you or your people have an accident. Leisure Time Accident Insurance covers damage due to accidents that occur in leisure time, while performing domestic tasks, at school or during general sports activities that lead to tooth fracture, temporary loss of working capacity, permanent medical disability or death.

Children's Care Insurance

If your child has to be hospitalized due to an illness or accident and stays in hospital for 5 consecutive days or more, you may be entitled to benefits under our Children's Care Insurance.

Cost of modifications and assistive devices following an accident

If you suffer an accident that leads to permanent disability, your home may need to be adapted to your changed circumstances. It is also possible that the necessary assistive devices need to be installed.

Legal Expenses Insurance

Litigation in civil court proceedings can be costly. Legal Expenses Insurance pays for your legal expenses due to a dispute in civil actions.

F Plus Liability Insurance

According to Icelandic law, you are liable for damages if you cause personal injury or property damage to others in a culpable and illegal manner.

Crisis Counselling

Have you experienced a crisis? We know that it can be traumatic to suffer damage or an accident so it is often necessary to seek help from professionals who can provide crisis counselling.

Do You Need More Coverage?

F Plus 4

F Plus 4 is our most extensive family and contents insurance and is suitable for you if you want the best possible insurance coverage for your family and home contents.

Comprehensive Home Contents Insurance

Did you have an accident? This insurance covers damage to general home contents and certain leisure equipment that is not covered under Contents Insurance, i.e. if the damage is due to sudden, unforeseen and external events.

Special Risk

Are you planning to compete abroad or engage in risky leisure activities? If you have Leisure Time Accident Insurance you can in most cases purchase coverage for short-term special risks.

Travel Insurance (cover in Home Insurance)

You can purchase this travel insurance as part of your home insurance package.

Insurance Terms

The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.

Insurance Terms

F Plus 3 · Insurance Terms GH20

If you have Family and Home Contents Insurance

you may also be interested in the following insurances.

Property Insurance

Buying a property is usually the biggest investment we make in our life. It is therefore important that we make sure that the property is properly insured to minimize the financial consequences of property damage.

Property Insurance

Vehicle Insurance

All of us can make mistakes while driving or find ourselves in a situation that results in damage. Therefore, it is important to have good motor vehicle insurance.

Vehicle Insurance

Life and Health Insurance

No one expects to lose their health or get into a serious accident, but the fact is that it can happen to all of us. With life and health insurance, you reduce the financial consequences of damage to your health

Life and Health Insurance

Travel Insurance

Are you planning a trip? Whether you are travelling for pleasure, study, work or other reasons, we recommend that you check whether you have travel insurance that suits you.

Travel Insurance

Animal Insurance

Animals need insurance just like any other family member. We have extensive experience in insuring animals and offer several types of animal insurance for horses, dogs and cats that you can combine according to your needs.

Animal Insurance