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Legal Expenses Insurance

Litigation in civil courtunderlineproceedings can be costly. Legal Expenses Insurance pays for your legal expenses due to a dispute in civil actions.

More About Legal Expenses Insurance

  • Legal Expenses Insurance is included in our F Plus 2, 3 and 4 policies and in our Homeowners Insurance.
  • The Legal Expenses Insurance included in F Plus 2, 3 and 4 pays your legal expenses due to disputes in civil actions that concern you as an individual. However, there is a difference in the amount of compensation, the amount of deductible and the extent of protection depending on which F plus policy you choose.
  • The Legal Expenses Insurance included in the Homeowners Insurance only pays your legal expenses due to disputes in civil actions that concern you as a property owner.
  • The condition of the insurance is that you are assisted by an attorney. The attorney notifies us when he undertakes the case.
  • We will inform you of whether the case is covered under the Legal Expenses Insurance after satisfactory information has been received about the case.
More About Legal Expenses Insurance

The insurance covers

  • Legal expenses due to civil actions concerning you as an individual that can be conducted before a District Court, the Court of Appeal or the Supreme Court in Iceland.

The insurance does not cover

  • Legal expenses due to criminal cases.
  • Legal expenses due to divorce, separation, access or custody matters.
  • Legal expenses related to commercial operations.
  • Legal expenses related to property.
  • Legal expenses incurred due to the use or ownership by those covered by the insurance of vehicles, or any kind of trailers.
  • Legal expenses due to bankruptcy, compulsory agreements, liens, claims, bills or collection cases.
  • Legal expenses due to a dispute with VIS.
  • The part of the claim that falls under the deductable.

Please note that the above list is not exhaustive. Further information can be found in the insurance terms for F plus 2-4 or homeowners insurance.
In case of discrepancy between this list and the insurance terms, the insurance terms applies.