Electric Scooters
Travelling on an electric scooter is both
environmentally friendly and economical, but it is important to have the right safety equipment and to be aware of what insurance coverage you have.
environmentally friendly and economical, but it is important to have the right safety equipment and to be aware of what insurance coverage you have.In general, accidents to people are covered by Leisure Time Accident Insurance and damage to a scooter is covered by Contents Insurance and Comprehensive Contents Insurance.
Let us know if you have an accident in your leisure time or if your scooter suffers damage.
Do you have the right coverage?
- Leisure Time Accident Insurance covers bodily injury due to accidents that occur during leisure time, for example due to accidents that occur on electric scooters. Leisure Time Accident Insurance is included in our F Plus 2, 3 and 4 insurance packages.
- Employers are obliged to insure their employees against accidents during working hours. In certain cases, the insurance also applies during leisure time if the collective agreements stipulate it or if the employers have purchased leisure time coverage, which is optional coverage as part of Workers' Accident Insurance.
You can see what insurance policies you have in your insurance overview.
Does your scooter have the right coverage?
- Electric scooters are defined as contents.
- Home Contents Insurance covers damage to contents due to fire, theft and water. Contents Insurance is included in all our F Plus insurance packages.
- Comprehensive Home Contents Insurance covers various types of accidents that result in damage to your contents. Comprehensive Contents Insurance is included in F Plus 4 and is optional as part of F Plus 1, 2 and 3. There is a difference in the amount of compensation, the deductible and the extent of protection depending on which F Plus package you choose.
- If the value of an electric scooter exceeds ISK 250,000, we recommend Personal Possessions Insurance and/or Comprehensive Personal Property Insurance.
- Personal Possessions Insurance provides basic coverage for valuable individual items. The insurance covers damage caused by fire, and protection against water damage, storms, burglary and robbery can also be added. The Personal Possessions Insurance is suitable as an add-on to F Plus when the total value of specific items exceeds the maximum compensation amounts or if you want to insure individual items but do not have F Plus.
- Comprehensive Personal Property Insurance is often purchased for individual expensive items; it covers damage caused by sudden, unexpected and external events. The insurance is valid anywhere in the world while the items are in your possession.
- We advise our customers to hold on to their payment receipts so that they can be presented if damage needs to be reported.
You can see what insurance policies you have in your insurance overview.
