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Personal Possessions Insurance

Personal Possessions Insuranceunderline provides basic coverage for valuable individual items. The insurance covers damage caused by fire but protection against water damage, storm, burglary and robbery can also be added.

More About Personal Possessions Insurance

Personal Possessions Insurance is suitable as an add-on to F plus when the total value of specific items exceeds the maximum compensation of the F plus insurance. The personal possessions insurance is also a good option if you want to insure individual items but do not have F plus.

If you have F Plus, Personal Possessions Insurance is well suited to insure valuable items if the value of the items exceeds the maximum compensation amount for specified items in the F Plus contents insurance. This applies to e.g. watches and jewellery, securities and manuscripts, tools and spare parts used for commercial purposes and accessories and spare parts belonging to motor vehicles.

Personal Possessions Insurance is composed of the following four types of cover:

  • Fire insurance is included in Personal Possessions Insurance and covers various losses related to fire and burns.
  • Water damage insurance is an optional inclusion in Personal Possessions Insurance and covers damage due to water leaks that originate within the walls of the house.
  • Burglary and robbery insurance is an optional inclusion in Personal Possessions Insurance and covers burglary losses but also robbery when items are seized with physical violence or a threat of physical violence.
  • Storm insurance is an optional inclusion in Personal Possessions Insurance and covers indoor objects in storms when the wind speed exceeds 28.5 meters per second.
More About Personal Possessions Insurance

The insurance covers

  • Damage due to fire, lightning and explosion.
  • Damage due to sudden and unexpected soot from a heater or fireplace.
  • Damage due to aircraft or parts falling from them.
  • Damage and costs due to fire and rescue operations.
  • The cost of storage or transport of items in connection with damage.

The insurance does not cover

  • Damage to items that are scorched or melt in the absence of open fire.
  • Damage caused by work with explosives during construction work.
  • Damage due to soot or smoke that accumulates gradually during use.

Please note that the above list is not exhaustive. Further information can be found in the insurance terms.
In case of discrepancy between this list and the insurance terms, the insurance terms applies.

Do You Need More Coverage?

Water Damage Insurance

Water Damage Insurance is optional as part of Personal Possessions Insurance and covers damage due to water leaks that originate within the walls of the house.

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Burglary, Theft and Robbery Insurance

Burglary, Theft and Robbery Insurance is optional as part of Personal Possessions Insurance and covers burglary losses but also robbery when items are seized with physical violence or threat of physical violence.

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Special Offers for VIS Customers

Barnabílstólar

VIS customers get 10% off car seats and 15% off rental price. You need to sign in to get the discount code.

Betra Grip

VIS customers get 20% off Bridgestone tires and 12% off work cost. You need to sign in to get the discount code.

Bilstolaleiga.is

VIS customers get 20% off the register fee and 20% of monthly rent if the rent is long-term. You need to sign in to get the discount code.

BYKO

VIS customers get 25% off car seats. The discount does not apply on special offers. You need to sign in to get the discount code.

Chicco.is

VIS customers get 20% off car seats. The discount does not apply on special offers. You need to sign in to get the discount code.

FAKÓ

VIS customers get 15% discount on fire extinguishers and fire blankets. You need to sign in to get the discount code.

Græni unginn

VIS customers get 10% off all car seats. You need to sign in to get the discount code.

Harðkornadekk

VIS customers get 25% off tires. You need to sign in to get the discount code.

Heimkaup

VIS customers get 20% off safety products. You need to sign in to get the discount code.

Hreiður

VIS customers get 20% off car seats purchased in store. The discount does not apply on special offers. You need to sign in to get the discount code.

Húsasmiðjan

VIS customers get 20% off car seats and safety products for children. The discount does not apply on special offers. You need to sign in to get the discount code.

Klettur

VIS customers who have F Plus family insurance get 15% off tires and 10% off work cost. You need to sign in to get the discount code.

Nine Kids

VIS customers get 20% off Cybex and GB car seats and base. You need to sign in to get the discount code.

Fjallakofinn

VIS customers get 10% off all items. The discount does not apply on special offers. You need to sign in to get the discount code.

FlyOver Iceland

VIS customers get 15% off online bookings. You need to sign in to get the discount code.

Vöruhús

VIS customers get 10% off safety equipment. You need to sign in to get the discount code.

Insurance Terms

The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.

If you have Family and Home Contents Insurance

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