More About Comprehensive Personal Property Insurance
Comprehensive Personal Property Insurance is often purchased for individual expensive items as it covers damage caused by sudden, unexpected and external events. The insurance is valid anywhere in the world while the items are in your care.
Examples of items that can be insured with Comprehensive Personal Property Insurance are:
- Cameras
- Musical instruments
- Computers
- Works of art
Comprehensive Personal Property Insurance is suitable for you if you:
- do not have family insurance.
- have family insurance that does not include comprehensive contents insurance.
- have family insurance that includes comprehensive contents insurance but the value of items exceeds the maximum compensation amount under the comprehensive contents insurance.
The insurance covers
- Damage to home contents caused by sudden, unexpected and external events.
The insurance does not cover
- Damage due to sudden changes in temperature or humidity.
- Damage due to defects, incorrect assembly or internal malfunctions.
- Damage due to normal wear and tear and appearance defects that do not affect the use of the item.
- Damage caused directly or indirectly by the effect of time registration on the operation of software and/or systems.
- The part of the claim that falls under the deductible.
Please note that the above list is not exhaustive. Further information can be found in the insurance terms.
In case of discrepancy between this list and the insurance terms, the insurance terms applies.
Insurance Terms
The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.