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Accident Insurance

Accident Insurance protectsunderline you if you suffer broken teeth or permanent medical disability following an accident. The insurance is valid anywhere in the world and covers both accidents at and outside of work.

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You can purchase the following extensions to the insurance:

  • Daily allowance. Provides you with daily payments in the event of a temporary loss of work capacity.
  • Death benefits. Provides relatives with death benefits following an accident.
  • Special risk. Special insurance for accidents that occur in competitive sports or in the practice of particularly risky sports or leisure activities.

The term accident refers to a sudden external event that causes injury to the body of the insured and happens without his or her will. In the case of limb injuries, however, it is only required that it be a sudden event that causes injuries to the body of the insured and happens without his or her will.

More About Accident Insurance

The insurance provides

  • Disability benefits for an accident that leads to permanent medical disability.
  • Compensation for an accident that results in broken teeth.
  • A daily allowance for an accident that leads to a temporary loss of work capacity.
  • Death benefits for an accident that results in death.

The insurance does not provide

  • Compensation for an accident that occurs in a competition or during training in preparation for a competition in any kind of sport.
  • Compensation for an accident that occurs in a motorsport.
  • Compensation for an accident that occurs when diving with an oxygen tank and free diving without oxygen at a depth of more than 10 meters.
  • Compensation for an accident that occurs during mountaineering of any kind at an altitude of more than 4,000 meters above sea level.

Please note that the above list is not exhaustive. Further information can be found in the insurance terms.
In case of discrepancy between this list and the insurance terms, the insurance terms applies.

Do You Need More Coverage?

Life Insurance

Life Insurance ensures that those who rely on you will be taken care of. The insurance amount is paid out if you die during the insurance period. It does not matter if the cause is an accident or an illness.

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Critical Illness Insurance

No one expects to lose their health due to a serious illness, but the fact is that it can happen to all of us. Critical Illness Insurance provides financial protection and ensures that you will receive compensation if you are diagnosed with any of the diseases covered by the insurance.

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Sickness Insurance

Sickness Insurance provides you with benefits if you are diagnosed with a disease that leads to permanent medical disability or temporary loss of work capacity.

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Special Offers for VIS Customers

Barnabílstólar

VIS customers get 10% off car seats and 15% off rental price. You need to sign in to get the discount code.

Betra Grip

VIS customers get 20% off Bridgestone tires and 12% off work cost. You need to sign in to get the discount code.

Bilstolaleiga.is

VIS customers get 20% off the register fee and 20% of monthly rent if the rent is long-term. You need to sign in to get the discount code.

BYKO

VIS customers get 25% off car seats. The discount does not apply on special offers. You need to sign in to get the discount code.

Chicco.is

VIS customers get 20% off car seats. The discount does not apply on special offers. You need to sign in to get the discount code.

FAKÓ

VIS customers get 15% discount on fire extinguishers and fire blankets. You need to sign in to get the discount code.

Græni unginn

VIS customers get 10% off all car seats. You need to sign in to get the discount code.

Harðkornadekk

VIS customers get 25% off tires. You need to sign in to get the discount code.

Heimkaup

VIS customers get 20% off safety products. You need to sign in to get the discount code.

Hreiður

VIS customers get 20% off car seats purchased in store. The discount does not apply on special offers. You need to sign in to get the discount code.

Húsasmiðjan

VIS customers get 20% off car seats and safety products for children. The discount does not apply on special offers. You need to sign in to get the discount code.

Klettur

VIS customers who have F Plus family insurance get 15% off tires and 10% off work cost. You need to sign in to get the discount code.

Nine Kids

VIS customers get 20% off Cybex and GB car seats and base. You need to sign in to get the discount code.

Fjallakofinn

VIS customers get 10% off all items. The discount does not apply on special offers. You need to sign in to get the discount code.

FlyOver Iceland

VIS customers get 15% off online bookings. You need to sign in to get the discount code.

Vöruhús

VIS customers get 10% off safety equipment. You need to sign in to get the discount code.

Insurance Terms

The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.

If you have Life and Health Insurance

you may also be interested in the following insurances.

Family and Home Contents Insurance

What we all have in common is that we can encounter unexpected events in life that cause damage to possessions or accidents to people. Therefore, it is important that you have appropriate coverage for your family and your belongings.

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Property Insurance

Buying a property is usually the biggest investment we make in our life. It is therefore important that we make sure that the property is properly insured to minimize the financial consequences of property damage.

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Vehicle Insurance

All of us can make mistakes while driving or find ourselves in a situation that results in damage. Therefore, it is important to have good motor vehicle insurance.

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Travel Insurance

Are you planning a trip? Whether you are travelling for pleasure, study, work or other reasons, we recommend that you check whether you have travel insurance that suits you.

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Animal Insurance

Animals need insurance just like any other family member. We have extensive experience in insuring animals and offer several types of animal insurance for horses, dogs and cats that you can combine according to your needs.

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