Sickness Insurance
Sickness Insurance provides you with
benefits if you are diagnosed with a disease that leads to permanent medical disability or temporary loss of work capacity.
benefits if you are diagnosed with a disease that leads to permanent medical disability or temporary loss of work capacity.Sickness Insurance is made up of two types of protection: disability benefits and a daily allowance. You can choose to purchase just one type of coverage or both.
Please get in touch if you want a quote for sickness insurance. For other insurances please log in to our online store.
Further information
Disability Benefits
Daily Allowance
The insurance provides
- Compensation if the illness causes permanent medical disability.
- A daily allowance if the illness causes temporary loss of work capacity.
The insurance does not provide
- Compensation or a daily allowance if the illness had shown symptoms before the insurance took effect.
- Compensation or a daily allowance if the illness is caused by indoor tanning, medical treatment, surgery or the use of medication, unless the treatment is on the advice of a doctor due to an insured illness and performed at an approved health institution.
- Compensation or a daily allowance if the illness is caused by the consumption of alcohol or narcotics.
Please note that the above list is not exhaustive. Further information can be found in the insurance terms.
In case of discrepancy between this list and the insurance terms, the insurance terms applies.
Insurance Terms and other Information
The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.