Mobile home insurance
Mobile home insurance
is a comprehensive insurance that compensates damage to travel trailers, folding campers, and caravans, as well as insuring the personal belongings that are regularly kept inside the mobile home.
is a comprehensive insurance that compensates damage to travel trailers, folding campers, and caravans, as well as insuring the personal belongings that are regularly kept inside the mobile home.You just need to make sure to check the weather forecast and avoid towing the caravan in strong winds.
- The insurance covers all sudden, external events unless otherwise specifically stated. It includes, among other things, damage caused by water from plumbing or drainage systems in storage facilities, and theft while traveling abroad.
- Mobile home insurance is valid in Iceland and while traveling within the European Economic Area, the United Kingdom, and Switzerland for up to 92 days from the date of departure. If the trip lasts longer than 92 days, the coverage period can be extended for an additional fee. The insurance is valid whether the caravan is in use or in storage.
- If you cause damage to others while towing the caravan, that damage is covered by the mandatory liability insurance of the towing vehicle.
- Storm damage is excluded during the period October 1 to April 30, unless the caravan is stored indoors. It is possible to purchase storm insurance for the caravan if it is stored outdoors during this period.
The insurance covers
- Damage to the mobile home due to sudden, external events covered by the terms.
- Damage due to fire.
- Weather damage between May 1 and September 30.
- Theft and vandalism of the mobile home or its parts.
- The cost of salvage or transportation to the nearest repair shop if the mobile home becomes undriveable due to compensable damage.
The insurance does not cover
- Damage due to the mobile home being hit by stones flying off the road.
- Damage due to silting of loose minerals, e.g. sand, gravel or soil.
- Damage caused by pets or vermin.
- Damage caused by going downhill on an uneven road or when loose stones are thrown up under it while driving.
- Damage to the mobile home between October 1 and April 30, unless the mobile home is stored inside a building.
- Damage that occurs while driving where public authorities have warned against driving due to strong winds or gusts.
- Please note that the information about the insurance is not exhaustive. More detailed information can be found in the insurance terms.
- In case of a discrepancy between this information and the insurance terms, the insurance terms apply.
Optional coverage
Storm insurance for mobile homes
Insurance terms and other information
The insurance terms is your contract with VÍS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.