Caravan insurance
It is optional to add windstorm coverage during the winter season and to insure household contents that are permanently kept in the caravan, as well as accessories and additional equipment associated with it.
Comprehensive insurance covers all sudden and unforeseen external events unless otherwise stated in the insurance terms. The comprehensive insurance only covers the caravan itself. Optional cover can be added for accessories, contents permanently kept in the caravan and windstorm damage during the winter season.
Accessories include items such as awnings, canopies, solar panels and bicycle racks. Accessories are covered while attached to the caravan, connected to it or stored inside the caravan.
Contents permanently kept in the caravan. This cover is optional and the policyholder chooses the desired sum insured.
Winter windstorm coverage. Available for those who store their caravan outdoors between 1 October and 15 April. If the caravan is stored indoors, this cover is not required.
Comprehensive insurance covers all sudden and unforeseen external events unless otherwise stated in the insurance terms. The comprehensive insurance only covers the caravan itself. Optional cover can be added for accessories, contents permanently kept in the caravan and windstorm damage during the winter season.
Accessories include items such as awnings, canopies, solar panels and bicycle racks. Accessories are covered while attached to the caravan, connected to it or stored inside the caravan.
Contents permanently kept in the caravan. This cover is optional and the policyholder chooses the desired sum insured.
Winter windstorm coverage. Available for those who store their caravan outdoors between 1 October and 15 April. If the caravan is stored indoors, this cover is not required.
The insurance covers
Comprehensive Insurance
-
Loss of or damage to the caravan due to sudden external events covered under the terms, and due to fire, the and vandalism.
-
Windstorm loss in the period from 16 April to 30 September.
Additional equipment (optional)
-
Loss of or damage to additional equipment due to sudden external events covered under the terms, and due to fire, the and vandalism.
Contents (optional)
-
Loss of or damage to contents due to sudden external events covered under the terms, and due to fire, the and vandalism.
Wind Insurance during Winter Season (optional)
-
Windstorm loss outdoors in the period from 1 October to 15 April.
The insurance does not cover
-
Loss or damage occurring during driving where driving of vehicles is prohibited, due to ordinary stone impact from the road, or if the caravan hits the ground or loose rocks are thrown up under it.
-
Loss or damage due to use, resulting from handling, or caused by pets or vermin.
-
Loss or damage occurring during driving where public authorities have issued a warning against driving due to bad weather or road conditions, or where wind speed is above 24.5 m/sec.
-
If Wind Insurance during Winter Season is not in place, windstorm loss in the period from 1 October to 15 April is excluded, unless the caravan is stored indoors.
Please note that the information about the insurance is not exhaustive. More detailed information can be found in the insurance terms.
In case of a discrepancy between this information and the insurance terms, the insurance terms apply.
Insurance terms and other information
The insurance terms is your contract with VÍS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.
Other insurance
Family and home contents insurance
What we all have in common is that we can encounter unexpected events in life that cause damage to possessions or accidents to people. Therefore, it is important that you have appropriate coverage for your family and your belongings.
Property insurance
Buying a property is usually the biggest investment we make in our life. It is therefore important that we make sure that the property is properly insured to minimize the financial consequences of property damage.
Life and health insurance
No one expects to lose their health or get into a serious accident, but the fact is that it can happen to all of us. With life and health insurance, you reduce the financial consequences of damage to your health
Travel insurance
Are you planning a trip? Whether you are travelling for pleasure, study, work or other reasons, we recommend that you check whether you have travel insurance that suits you.
Animal insurance
Animals need insurance just like any other family member. We have extensive experience in insuring animals and offer several types of animal insurance for horses, dogs and cats that you can combine according to your needs.