Mobile Home Insurance
Mobile home insurance
is a comprehensive insurance that compensates for damage to caravans, pop up trailers and campers as well as insuring the content that is normally kept in the mobile home.
is a comprehensive insurance that compensates for damage to caravans, pop up trailers and campers as well as insuring the content that is normally kept in the mobile home. You just have to make sure you check the weather forecast and don't drive your mobile home in strong winds.
- The insurance covers all sudden, external events unless otherwise specifically stated. The insurance covers weather damage, even if wind strength does not reach 24.5m/sec., as well as damage caused by all animals, except pets and vermin. The insurance also covers damage due to water from water pipes or drainage pipes in a storage building, as well as theft while travelling abroad.
- The mobile home insurance is valid in Iceland and when travelling within the European Economic Area and Switzerland for up to 92 days from the date of departure. If the trip lasts longer than 92 days, the validity period can be extended for a fee. The insurance is valid whether the mobile home is in traffic or in storage.
- If you happen to cause others damage while towing a mobile home, that damage is covered by the vehicle's compulsory liability insurance.
The insurance covers
- Damage to the mobile home due to sudden, external events covered by the terms.
- Damage due to fire.
- Weather damage between May 1 and September 30.
- Theft and vandalism of the mobile home or its parts.
- The cost of salvage or transportation to the nearest repair shop if the mobile home becomes undriveable due to compensable damage.
The insurance does not cover
- Damage due to the mobile home being hit by stones flying off the road.
- Damage due to silting of loose minerals, e.g. sand, gravel or soil.
- Damage caused by pets or vermin.
- Damage caused by going downhill on an uneven road or when loose stones are thrown up under it while driving.
- Damage to the mobile home between October 1 and April 30, unless the mobile home is stored inside a building.
- Damage that occurs while driving where public authorities have warned against driving due to strong winds or gusts.
Please note that the above list is not exhaustive. Further information can be found in the insurance terms.
In case of discrepancy between this list and the insurance terms, the insurance terms applies.
Insurance Terms
The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.