Medical cost insurance, overseas

The overseas medical cost insuranceis recommended if you intend to stay abroad beyond the validity period of general travel insurance without moving your domicile from Iceland.

Please get in touch if you want a quote for overseas medical cost insurance.

For other insurances please log in to our online store.

  • It is wise to consider the status of your health insurance if you are planning to stay abroad for an extended period.

  • The period of validity of travel insurance, which includes health insurance, is generally two to three months. However, it is possible to apply for an extension of the period of validity, albeit within certain limits.

  • If you plan to stay abroad beyond the validity period of general travel insurance, we recommend the overseas medical cost insurance.

  • The overseas medical cost insurance covers out-of-pocket medical expenses, medical tran­sport costs and the cost of repat­riation of mortal remains. You choose the duration and the amount of the insurance.

  • In most cases, it is possible to purchase additi­onal insurance if you plan to engage in high-risk sports or recreati­onal acti­vities. Get in touch with us and we’ll look into it toget­her.

The insurance covers

  • Hospitalisation abroad, including medical treatment, medic­ines and other services provided by the hospital.

  • Pain-relieving emer­gency dental treatment.

  • Additi­onal expenses for immediate repat­riation deemed necessary by a doctor.

  • Costs of tran­sporting the decea­sed, including additi­onal expenses for an accomp­anying person.

The insurance does not cover

  • Medical expenses due to illnesses occurring in the 9th month of pregn­ancy, during child­birth, or during abortion.

  • Medical expenses due to chronic illnesses and injuries for which the insured has received medical treatment in the past 12 months.

  • Medical expenses for medical treatment abroad for longer than three months.

  • Medical expenses due to bodily injury that occurs in compe­tition or during training in preparation for compe­tition in any type of sport.

  • Please note that the information about the insurance is not exhaustive. More detailed information can be found in the insurance terms.

  • In case of a discrep­ancy between this information and the insurance terms, the insurance terms apply.

Insurance terms and other information

The insurance terms is your contract with VÍS. It is important to thoroughly read the terms and under­stand what is covered and what is not, before purchasing the insurance.

We point out that the information docu­ment contains a brief summary of the main aspects of the insurance. Further information about the insurance can be found in the insurance terms.

Other insurance

Family and home contents insurance

What we all have in common is that we can encounter unexpected events in life that cause damage to possessions or accidents to people. Therefore, it is important that you have appropriate coverage for your family and your belongings.

Property insurance

Buying a property is usually the biggest investment we make in our life. It is therefore important that we make sure that the property is properly insured to minimize the financial consequences of property damage.

Vehicle insurance

All of us can make mistakes while driving or find ourselves in a situation that results in damage. Therefore, it is important to have good motor vehicle insurance.

Travel insurance

Are you planning a trip? Whether you are travelling for pleasure, study, work or other reasons, we recommend that you check whether you have travel insurance that suits you.

Animal insurance

Animals need insurance just like any other family member. We have extensive experience in insuring animals and offer several types of animal insurance for horses, dogs and cats that you can combine according to your needs.