The cost of a hospital stay abroad as well as the cost of medical attention, medic­ines that need to be taken on the advice of a doctor and the cost of hospital services. The admission and treatment must be prescribed by a doctor and payment is based on a general hospital in the country in question.

The cost of urgently required, pain-relieving dental work. The maximum benefit for dental work is 1% of the limit of liability under the insurance.

Additi­onal expenses for a special stay at a hotel if a doctor consi­ders that treatment can take place at a hotel. These expenses include e.g. the cost of nursing and a patient diet. The maximum daily compensation for these costs is 0.4% of the maximum limit of liability under the insurance.

Additi­onal expenses for a return trip home or a trip in order to achieve a pre-determ­ined itinerary due to a delay caused by hospitalization on the advice of a doctor, together with the travel expenses of a medical escort if the doctor deems it necess­ary.

Additi­onal expenses of a close relative if such relative accomp­anies the insured on the trip or is requ­ested to fly out with the consent of VÍS's consulting doctor if the insured is injured, falls seri­ously ill or dies during the trip. The maximum compensation for these costs is 4% of the limit of liability under the insurance.

The cost of medical tran­sport. If a doctor consi­ders that an immediate return home is necessary and can take place in the usual way, VÍS requires only a written confir­mation. In such cases, additi­onal expenses incurred due to the return journey are covered, e.g. extra seats or a more expensive travel class. In the event of an illness or accident that is so serious that the doctor consi­ders that the person in question must be trans­ferred home in another way, the written confir­mation of VÍS's consulting doctor is required.

The cost of repat­riation of mortal remains. The insurance covers the cost of tran­sporting the deceased back home to Iceland, as well as the additi­onal expenses of a travel comp­anion and the cost of any legally required measures.