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Dog Loss of Use Insurance

Dog Loss of Use Insuranceunderline is a good insurance policy for anyone who owns a specially trained dog or a dog that is used for breeding. If you have this insurance, you will receive compensation if the dog loses its ability for breeding or to perform its trained role. You can only purchase Dog Loss of Use Insurance as part of Dog Life Insurance.

More About Dog Loss of Use Insurance

  • Period of purchase: When a dog is between the age of 8 weeks and 5 years.
  • Insurance amount: The insurance amount of the Dog Loss of Use Insurance is equal to the dog's life insurance amount, less ISK 50,000. The insurance amount will remain unchanged until the dog reaches the age of 7 years, after which it will decrease by 20% annually.
  • Duration: Once the dog reaches the age of 10, the insurance is cancelled and will not be renewed. If compensation is paid out of the dog's loss of use insurance, life insurance and health insurance will be canceled from the date of the accident. If you want these insurances to be valid for the dog, you must er-apply for them. Please note that life- and health insurances are only available if the dog is younger than 5 years old. If liability insurance and care insurance are active on the date of the accident and benefits from loss of use insurance are paid, the liability and care insurances will continue to apply.

You can get a quote online. It is necessary to include a certificate from a veterinarian about the general health of the dog. The certificate must be less than 30 days old and the veterinarian must prepare the certificate on a form provided by VIS. You can attach the certificate to the quote request or send it to vis@vis.is. It is not sufficient to submit a vaccination certificate or a certificate from an animal quarantine facility.

Breeding | The insurance covers

  • If a dog loses fertility due to disease of the uterus, ovaries, prostate or testicles.
  • If two sperm counts performed at least 6 months apart show that a male dog is infertile.
  • If a dog can no longer be used for breeding due to hip loss, hip arthritis, elbow misalignment or elbow arthritis. It is a condition of cover that the dog has had a loss of use insurance with VIS continuously from at least four months of age.
  • If a bitch does not become in pup after mating with two previously fertile dogs.

Breeding | The insurance does not cover

  • Loss of use due to pre-existing diseases or accidents that occurred before the insurance took effect.
  • Loss of use for a bitch that has given birth to puppies three times.
  • Loss of use for a dog that has reached the age of 6 and never had puppies.
  • Loss of use due to mental illness, behavioural disorders or temperament problems.
  • Loss of use due to an accident caused by a dog being tied to a vehicle, loose in a vehicle or abandoned in a vehicle.

Specially trained dogs | The insurance covers

  • If a dog demonstrably and permanently loses the qualities that are necessary so that it can perform its specially trained role, due to an illness or accident.

Specially trained dogs | The insurance does not cover

  • Loss of use due to pre-existing diseases or accidents that occurred before the insurance took effect.
  • Loss of use due to diseases that a dog gets within 14 days of the insurance taking effect.
  • Loss of use for a dog that can no longer be used for its specially trained role due to hip displacia, arthrosis of the hip, elbow displacia, arthrosis of the elbow, or osteochondrosis.
  • Loss of use due to infectious hepatitis.
  • Loss of use due to mental illness, behavioural disorders or temperament problems.
  • Loss of use due to an accident caused by a dog being tied to a vehicle, loose in a vehicle or abandoned in a vehicle.

Please note that the above list is not exhaustive. Further information can be found in the insurance terms.
In case of discrepancy between this list and the insurance terms, the insurance terms applies.

Special Offers for VIS Customers

Barnabílstólar

VIS customers get 10% off car seats and 15% off rental price. You need to sign in to get the discount code.

Betra Grip

VIS customers get 20% off Bridgestone tires and 12% off work cost. You need to sign in to get the discount code.

Bilstolaleiga.is

VIS customers get 20% off the register fee and 20% of monthly rent if the rent is long-term. You need to sign in to get the discount code.

BYKO

VIS customers get 25% off car seats. The discount does not apply on special offers. You need to sign in to get the discount code.

Chicco.is

VIS customers get 20% off car seats. The discount does not apply on special offers. You need to sign in to get the discount code.

FAKÓ

VIS customers get 15% discount on fire extinguishers and fire blankets. You need to sign in to get the discount code.

Græni unginn

VIS customers get 10% off all car seats. You need to sign in to get the discount code.

Harðkornadekk

VIS customers get 25% off tires. You need to sign in to get the discount code.

Heimkaup

VIS customers get 20% off safety products. You need to sign in to get the discount code.

Hreiður

VIS customers get 20% off car seats purchased in store. The discount does not apply on special offers. You need to sign in to get the discount code.

Húsasmiðjan

VIS customers get 20% off car seats and safety products for children. The discount does not apply on special offers. You need to sign in to get the discount code.

Klettur

VIS customers who have F Plus family insurance get 15% off tires and 10% off work cost. You need to sign in to get the discount code.

Nine Kids

VIS customers get 20% off Cybex and GB car seats and base. You need to sign in to get the discount code.

Fjallakofinn

VIS customers get 10% off all items. The discount does not apply on special offers. You need to sign in to get the discount code.

FlyOver Iceland

VIS customers get 15% off online bookings. You need to sign in to get the discount code.

Vöruhús

VIS customers get 10% off safety equipment. You need to sign in to get the discount code.

Insurance Terms

The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.