More About Dog Life Insurance
- Period of purchase: When a dog is between the age of 8 weeks and 5 years.
- Insurance amount: The insurance amount of Dog Life Insurance is an optional amount. It is good to keep in mind that the compensation can never exceed the market value of the dog on the day of the accident. If you want to insure a dog for more than ISK 100,000, the dog must have a registered pedigree with the Icelandic Kennel Club or the Icelandic Herding Dog Association. The insurance amount will remain unchanged until the dog reaches the age of 7 years, after which it will decrease by 20% annually.
- Duration: Once the dog reaches the age of 10, the insurance is cancelled and will not be renewed.
It is necessary to include a certificate from a veterinarian about the general health of the dog when you buy this insurance. The certificate must be less than 30 days old and the veterinarian must prepare the certificate on a form provided by VIS. It is not sufficient to submit a vaccination certificate or a certificate from an animal quarantine facility.
The insurance covers
- If the dog dies due to an illness or accident.
- If euthanasia is recommended by a veterinarian.
- If the dog is lost and not found despite a search.
The insurance does not cover
- Death or euthanasia due to pre-existing diseases or accidents that occurred before the insurance took effect.
- Death or euthanasia due to mental illness, behavioural disorders or temperament problems.
- Death or euthanasia due to infectious hepatitis.
- Euthanasia on the instruction of a public authority.
- Death due to an accident caused by a dog being tied to a vehicle, loose in a vehicle or abandoned in a vehicle.
Please note that the above list is not exhaustive. Further information can be found in the insurance terms.
In case of discrepancy between this list and the insurance terms, the insurance terms applies.
Insurance Terms
The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.