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Comprehensive Coll­ision Insurance

We can all encounter accidentsunderlineor situations that lead to damage in traffic. Our comprehensive collision insurance covers all damage to your car, unless otherwise specified in the terms and conditions. Therefore, it's a good idea to insure your car with us.

Together we take care of your car, whether it is insured with traditional comprehensive collision insurance or with Ökuvísir comprehensive collision insurance.

More About Comprehensive Coll­ision Insurance

  • When you purchase a comprehensive collision insurance, you choose your own deductible. This is the amount you pay if you incur damage. We cover the cost of the damage that exceeds your chosen deductible. The higher deductible you choose, the lower the premium you pay for the insurance. Our customers commonly select deductibles in the range of ISK 90,000 to ISK 140,000.
  • Your deductible amount is the same for all damages covered by the comprehensive collision insurance.
  • Comprehensive collision insurance is valid in Iceland and while travelling within the European Economic Area, the United Kingdom and Switzerland for up to 92 days from the departure date. If your trip exceeds 92 days, you can extend the coverage for an additional fee.
More About Comprehensive Collision Insurance

Electric Comprehensive Coll­ision Insurance

Comprehensive collision insurance now provides excellent coverage for damages to electric cars. Whether it's the battery, charging cable, or the car itself that gets damaged, your electric car is well insured with us.

With us, your deductible does not increase even if there is damage to the car battery.

Electric Comprehensive Collision Insurance

The insurance covers

  • Vehicle damage due to sudden, external events, not excluded in the insurance terms.
  • Vehicle damage due to fire.
  • Theft and vandalism of the vehicle or parts thereof.
  • Cost of salvage or transport to the nearest repair shop if the vehicle becomes unfit to drive due to compensable damage.

The insurance does not cover

  • Damage to the vehicle’s chassis when driving on unpaved roads in the highlands, and damage that can be attributed to this.
  • Damage to the vehicle's paintwork due to traditional stone throwing from the road. Traditional stone throwing refers to the incident when loose stones on the road are propelled by a vehicle towards the insured vehicle.
  • Damage to the vehicle due to participation in a driving competition or during training in a driving sport.
  • Damage to the vehicle due to pets.
  • Damage to trailers or other devices that have been attached or connected to the vehicle.
  • Damage due to rocks or loose earth materials, such as sand, gravel, or soil.
  • Damage to the vehicle's chassis, engine, electrical and electronic equipment, tires, or rims that do not render the vehicle inoperable.

Please note that the above list is not exhaustive. Further information can be found in the insurance terms.
In case of discrepancy between this list and the insurance terms, the insurance terms applies.

Do You Need More Coverage?

Windshield Insurance

Most of our customers who have Mandatory Vehicle Insurance also have Windshield Insurance. The insurance covers damage to the windshield, side or rear windows of your vehicle.

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Mobile Home Insurance

Mobile Home Insurance is a comprehensive insurance policy that covers damage to motorhomes, collapsible campers and tent trailers due to fires, collisions, rollovers, storms and theft, as well as insuring the movable items that are permanently in the mobile home.

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Motorsport Competition Supplement

Most motorsports require separate insurance for competitors and vehicles subject to registration. To address this, we offer a competition supplement for vehicles that have compulsory liability insurance with VIS.

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Insurance Terms and Other Information

The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance. We point out that the information document contains a brief summary of the main aspects of the insurance. Further information about the insurance can be found in the insurance terms.

If you have Vehicle Insurance

you may also be interested in the following insurances.

Family and Home Contents Insurance

What we all have in common is that we can encounter unexpected events in life that cause damage to possessions or accidents to people. Therefore, it is important that you have appropriate coverage for your family and your belongings.

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Property Insurance

Buying a property is usually the biggest investment we make in our life. It is therefore important that we make sure that the property is properly insured to minimize the financial consequences of property damage.

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Life and Health Insurance

No one expects to lose their health or get into a serious accident, but the fact is that it can happen to all of us. With life and health insurance, you reduce the financial consequences of damage to your health

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Travel Insurance

Are you planning a trip? Whether you are travelling for pleasure, study, work or other reasons, we recommend that you check whether you have travel insurance that suits you.

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Animal Insurance

Animals need insurance just like any other family member. We have extensive experience in insuring animals and offer several types of animal insurance for horses, dogs and cats that you can combine according to your needs.

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