Comprehensive collision insurance
Together we take care of your car, whether it is insured with traditional comprehensive collision insurance or with Ökuvísir comprehensive collision insurance.
When you purchase a comprehensive collision insurance, you choose your own deductible. This is the amount you pay if you incur damage. We cover the cost of the damage that exceeds your chosen deductible. The higher deductible you choose, the lower the premium you pay for the insurance. Our customers commonly select deductibles in the range of ISK 106.900 to ISK 156.800.
Your deductible amount is the same for all damages covered by the comprehensive collision insurance.
Comprehensive collision insurance is valid in Iceland and while travelling within the European Economic Area, the United Kingdom and Switzerland for up to 92 days from the departure date. If your trip exceeds 92 days, you can extend the coverage for an additional fee.
Comprehensive collision insurance now provides excellent coverage for damages to electric cars. Whether it's the battery, charging cable, or the car itself that gets damaged, your electric car is well insured with us. With us, your deductible does not increase even if there is damage to the car battery.
Accessories on the car, such as films, interior fittings, roof boxes, roof tents, bicycle racks, spotlights, winches and similar equipment, are not covered under the comprehensive insurance. However, you can purchase an additional coverage that insures these accessories. You choose the sum insured, but the deductible is the same as under the comprehensive insurance. The accessories are only covered if the car is involved in a comprehensive loss event and the accessories are on the car at the time of the loss.
When you purchase a comprehensive collision insurance, you choose your own deductible. This is the amount you pay if you incur damage. We cover the cost of the damage that exceeds your chosen deductible. The higher deductible you choose, the lower the premium you pay for the insurance. Our customers commonly select deductibles in the range of ISK 106.900 to ISK 156.800.
Your deductible amount is the same for all damages covered by the comprehensive collision insurance.
Comprehensive collision insurance is valid in Iceland and while travelling within the European Economic Area, the United Kingdom and Switzerland for up to 92 days from the departure date. If your trip exceeds 92 days, you can extend the coverage for an additional fee.
Comprehensive collision insurance now provides excellent coverage for damages to electric cars. Whether it's the battery, charging cable, or the car itself that gets damaged, your electric car is well insured with us. With us, your deductible does not increase even if there is damage to the car battery.
Accessories on the car, such as films, interior fittings, roof boxes, roof tents, bicycle racks, spotlights, winches and similar equipment, are not covered under the comprehensive insurance. However, you can purchase an additional coverage that insures these accessories. You choose the sum insured, but the deductible is the same as under the comprehensive insurance. The accessories are only covered if the car is involved in a comprehensive loss event and the accessories are on the car at the time of the loss.
The insurance covers
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Vehicle damage due to sudden, external events, not excluded in the insurance terms.
The insurance does not cover
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Damage to the vehicle's paintwork due to traditional stone throwing from the road or when stones/rocks fall from other vehicles.
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Damage to the vehicle's accessories, unless otherwise agreed.
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Damage to the vehicle due to participation in a driving competition or during training in a driving sport.
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Damage to the vehicle due to pets.
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Damage to tires or rims resulting from normal friction or wear during driving and handling of the vehicle.
Please note that the information about the insurance is not exhaustive. More detailed information can be found in the insurance terms.
In case of a discrepancy between this information and the insurance terms, the insurance terms apply.
Insurance terms and other information
The insurance terms is your contract with VÍS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.
We point out that the information document contains a brief summary of the main aspects of the insurance. Further information about the insurance can be found in the insurance terms.
Insurance terms and information document
Other insurance
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