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Brood­mare Insurance

Broodmare Insurance providesunderline good coverage for owners of broodmares. The insurance includes limited life insurance and loss of use for breeding insurance. It also includes prospective foal and foal insurance, which is valid until the foal is 30 days old.

More About Broodmare Insurance

If you have Broodmare Insurance, you will receive compensation if the mare dies as a result of an accident or illness, if immediate euthanasia is recommended by a veterinarian or if the mare is lost and not found within 4 months despite a search. Compensation will also be paid if a mare is ruled unusable for breeding, following an illness or accident. Full compensation for loss of use will be paid if the mare is euthanized, while a partial compensation will be paid if it is decided that the mare should live. Compensation of 10% of the mare‘s life insurance amount is paid for a prospective foal and foal, younger than 30 days old, if the mare is between 3 and 18 years old.

  • Period of purchase: When a mare is 3-15 years old.
  • Insurance amount: The insurance amount of limited life insurance is an optional amount. It is good to keep in mind that the compensation can never exceed the market value of the mare as it stands on the day of the accident. The insurance amount of the loss of use insurance is the same as the life insurance amount, less ISK 100,000. The insurance amount of the prospective foal and foal insurance is 10% of the mare's life insurance amount. The insurance amounts are stated on the quote, the insurance policy, and the renewal receipt. The insurance amounts will remain unchanged until the mare reaches the age of 19 years, after which they will decrease by 20% annually.
  • Duration: Once the mare reaches the age of 23, the insurance is cancelled and will not be renewed.

You can get a quote online. If the insurance amount exceeds ISK 1,000,000 it is necessary to include a certificate from a veterinarian about the general health of the horse. The certificate must be less than 30 days old and the veterinarian must prepare the certificate on a form provided by VIS. You can attach the certificate to the quote request or send it to vis@vis.is.

Included in the Insurance

Limited Horse Life Insurance

Limited Horse Life Insurance is a good insurance policy for anyone who owns a horse for recreation purposes. If you have this insurance, you will receive compensation if the horse dies as a result of an accident or illness, if immediate euthanasia is recommended by a veterinarian or if the horse is lost and is not found within 4 months despite a search.

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Loss of Use for Breeding Insurance

Loss of Use for Breeding Insurance is included in the Broodmare Insurance. If you have Broodmare Insurance, you will receive compensation if the mare is declared unfit for breeding following an illness or accident. Full compensation for loss of use will be paid if the mare is euthanized, while a partial compensation will be paid if it is decided that the mare should live.

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Prospective Foal and Foal Insurance

Prospective Foal and Foal Insurance is included in Broodmare Insurance and is valid until the foal is 30 days old.

If you have Broodmare Insurance, you will receive compensation amounting to 10% of the life insurance amount of the mare for a prospective foal or foal if the mare is 3-18 years old.

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Do You Need More Coverage?

Horse Health Insurance

Horse Health Insurance is a good insurance policy for all horse owners. If you have this insurance, you will receive compensation for medical expenses resulting from an illness or accident.

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Riding Horse Insurance

Riding Horse Insurance provides good coverage for owners of competition horses. The insurance includes limited life insurance and loss of use for riding insurance.

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Thoroughbred Insurance

Thoroughbred Insurance is our most comprehensive horse coverage and a good insurance policy for owners of competition horses. The insurance includes life insurance and loss of use for riding insurance.

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Horse Liability Insurance

Horse Liability Insurance is a good insurance policy for all horse owners. The insurance covers costs that you may incur under tort law if a horse owned by you causes personal injury or property damage to a third party.

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Special Offers for VIS Customers

Barnabílstólar

VIS customers get 10% off car seats and 15% off rental price. You need to sign in to get the discount code.

Betra Grip

VIS customers get 20% off Bridgestone tires and 12% off work cost. You need to sign in to get the discount code.

Bilstolaleiga.is

VIS customers get 20% off the register fee and 20% of monthly rent if the rent is long-term. You need to sign in to get the discount code.

BYKO

VIS customers get 25% off car seats. The discount does not apply on special offers. You need to sign in to get the discount code.

Chicco.is

VIS customers get 20% off car seats. The discount does not apply on special offers. You need to sign in to get the discount code.

FAKÓ

VIS customers get 15% discount on fire extinguishers and fire blankets. You need to sign in to get the discount code.

Græni unginn

VIS customers get 10% off all car seats. You need to sign in to get the discount code.

Harðkornadekk

VIS customers get 25% off tires. You need to sign in to get the discount code.

Heimkaup

VIS customers get 20% off safety products. You need to sign in to get the discount code.

Hreiður

VIS customers get 20% off car seats purchased in store. The discount does not apply on special offers. You need to sign in to get the discount code.

Húsasmiðjan

VIS customers get 20% off car seats and safety products for children. The discount does not apply on special offers. You need to sign in to get the discount code.

Klettur

VIS customers who have F Plus family insurance get 15% off tires and 10% off work cost. You need to sign in to get the discount code.

Nine Kids

VIS customers get 20% off Cybex and GB car seats and base. You need to sign in to get the discount code.

Fjallakofinn

VIS customers get 10% off all items. The discount does not apply on special offers. You need to sign in to get the discount code.

FlyOver Iceland

VIS customers get 15% off online bookings. You need to sign in to get the discount code.

Vöruhús

VIS customers get 10% off safety equipment. You need to sign in to get the discount code.

Insurance Terms

The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.

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