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Thoroug­hbred Insurance

Thoroughbred Insurance is ourunderline most comprehensive horse coverage and a good insurance policy for owners of competition horses. The insurance includes life insurance and loss of use for riding insurance.

More About Thoroughbred Insurance

If you have this insurance, you will receive compensation if the horse dies as a result of an accident or illness, if euthanasia is recommended by a veterinarian or if the horse is lost and not found within 4 months despite a search. You will also receive compensation if the horse is declared unfit for riding in the event of illness or accident. Full compensation for loss of use will be paid if the horse is euthanized, while a partial compensation will be paid if it is decided that the horse should live.

  • Period of purchase: You can purchase this insurance until the horse is 15 years old.
  • Insurance amount: The insurance amount of life insurance is an optional amount. It is good to keep in mind that the compensation can never exceed the market value of the horse as it stands on the day of the accident. The insurance amount of the loss of use insurance is the same as the life insurance amount, less ISK 100,000. The insurance amounts are stated on the quote, the insurance policy and the renewal receipt. The insurance amounts will remain unchanged until the horse reaches the age of 19 years, after which they will decrease by 20% annually.
  • Duration: Once the horse reaches the age of 23, the insurance is cancelled and will not be renewed.

You can get a quote online. If the insurance amount exceeds ISK 1,000,000 it is necessary to include a certificate from a veterinarian about the general health of the horse. The certificate must be less than 30 days old and the veterinarian must prepare the certificate on a form provided by VIS. You can attach the certificate to the quote request or send it to vis@vis.is.

Included in the Insurance

Horse Life Insurance

Life Insurance is included in the Thoroughbred Insurance. If you have Thoroughbred Insurance, you will receive compensation if the horse dies as a result of an accident or illness, if euthanasia is recommended by a veterinarian or if the horse is lost and not found within 4 months despite a search.

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Thoroughbred Insurance - Loss of Use for Riding

Loss of Use for Riding Insurance is included in the Thoroughbred Insurance. If you have Thoroughbred Insurance, you will receive compensation if the horse is declared unfit for riding in the event of illness or accident.

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Do You Need More Coverage?

Horse Life Insurance

Life Insurance is included in the Thoroughbred Insurance. If you have Thoroughbred Insurance, you will receive compensation if the horse dies as a result of an accident or illness, if euthanasia is recommended by a veterinarian or if the horse is lost and not found within 4 months despite a search.

Read More

Thoroughbred Insurance - Loss of Use for Riding

Loss of Use for Riding Insurance is included in the Thoroughbred Insurance. If you have Thoroughbred Insurance, you will receive compensation if the horse is declared unfit for riding in the event of illness or accident.

Read More

Special Offers for VIS Customers

Barnabílstólar

VIS customers get 10% off car seats and 15% off rental price. You need to sign in to get the discount code.

Betra Grip

VIS customers get 20% off Bridgestone tires and 12% off work cost. You need to sign in to get the discount code.

Bilstolaleiga.is

VIS customers get 20% off the register fee and 20% of monthly rent if the rent is long-term. You need to sign in to get the discount code.

BYKO

VIS customers get 25% off car seats. The discount does not apply on special offers. You need to sign in to get the discount code.

Chicco.is

VIS customers get 20% off car seats. The discount does not apply on special offers. You need to sign in to get the discount code.

FAKÓ

VIS customers get 15% discount on fire extinguishers and fire blankets. You need to sign in to get the discount code.

Græni unginn

VIS customers get 10% off all car seats. You need to sign in to get the discount code.

Harðkornadekk

VIS customers get 25% off tires. You need to sign in to get the discount code.

Heimkaup

VIS customers get 20% off safety products. You need to sign in to get the discount code.

Hreiður

VIS customers get 20% off car seats purchased in store. The discount does not apply on special offers. You need to sign in to get the discount code.

Húsasmiðjan

VIS customers get 20% off car seats and safety products for children. The discount does not apply on special offers. You need to sign in to get the discount code.

Klettur

VIS customers who have F Plus family insurance get 15% off tires and 10% off work cost. You need to sign in to get the discount code.

Nine Kids

VIS customers get 20% off Cybex and GB car seats and base. You need to sign in to get the discount code.

Fjallakofinn

VIS customers get 10% off all items. The discount does not apply on special offers. You need to sign in to get the discount code.

FlyOver Iceland

VIS customers get 15% off online bookings. You need to sign in to get the discount code.

Vöruhús

VIS customers get 10% off safety equipment. You need to sign in to get the discount code.

Insurance Terms

The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.

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