Thoroughbred Insurance

Our most comprehensive horse coverage and a good insurance policy for owners of competition horses. The insurance includes life insurance and loss of use for riding insurance.

If you have this insurance, you will receive compensation if the horse dies as a result of an accident or illness, if euthanasia is recommended by a veterinarian or if the horse is lost and not found within 4 months despite a search. You will also receive compensation if the horse is declared unfit for riding in the event of illness or accident. Full compensation for loss of use will be paid if the horse is euthanized, while a partial compensation will be paid if it is decided that the horse should live.

Period of purchase: You can purchase this insurance until the horse is 15 years old.
Certificate: If the insurance amount exceeds ISK 1,000,000 it is necessary to include a certificate from a veterinarian about the general health of the horse (Note: This form is temporarily only available in Icelandic). The certificate must be less than 30 days old and the veterinarian must prepare the certificate on a form provided by VIS.
Insurance amount: The insurance amount of life insurance is an optional amount. It is good to keep in mind that the compensation can never exceed the market value of the horse as it stands on the day of the accident. The insurance amount of the loss of use insurance is the same as the life insurance amount, less ISK 100,000. The insurance amounts are stated on the quote, the insurance policy and the renewal receipt. The insurance amounts will remain unchanged until the horse reaches the age of 19 years, after which they will decrease by 20% annually.
Duration: Once the horse reaches the age of 23, the insurance is cancelled and will not be renewed.
Other Horse Insurances.

Get a Quote File a Claim

Included in Thoroughbred Insurance

Horse Life Insurance

Thoroughbred Insurance - Loss of Use for Riding

Insurance Terms and other Information

The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.

Application · Horse Insurance

Horse Health Certificate from Veterinarians · Only available in Icelandic

Insurance Terms

Horse Insurance · Insurance Terms ED15

If you have Animal Insurance

you may also be interested in the following insurances.

Family and Home Contents Insurance

What we all have in common is that we can encounter unexpected events in life that cause damage to possessions or accidents to people. Therefore, it is important that you have appropriate coverage for your family and your belongings.

Family and Home Contents Insurance

Property Insurance

Buying a property is usually the biggest investment we make in our life. It is therefore important that we make sure that the property is properly insured to minimize the financial consequences of property damage.

Property Insurance

Vehicle Insurance

All of us can make mistakes while driving or find ourselves in a situation that results in damage. Therefore, it is important to have good motor vehicle insurance.

Vehicle Insurance

Life and Health Insurance

No one expects to lose their health or get into a serious accident, but the fact is that it can happen to all of us. With life and health insurance, you reduce the financial consequences of damage to your health

Life and Health Insurance

Travel Insurance

Are you planning a trip? Whether you are travelling for pleasure, study, work or other reasons, we recommend that you check whether you have travel insurance that suits you.

Travel Insurance