More About Stallion Infertility Insurance
If you have this insurance, you will receive compensation if the stallion suffers permanent infertility due to illness or accident. Compensation is only paid after the stallion has been castrated. If no mare has been impregnated by the stallion, the insurance amount will be paid in full. If the pregnancy rate was 10% or less during the last period of use, 75% of the insurance amount will be paid.
- Period of purchase: When a horse is 3-15 years old.
- Insurance amount: The insurance amount of Stallion Infertility Insurance is an optional amount. It is good to keep in mind that the compensation can never exceed the market value of the horse as it stands on the day of the accident. The insurance amount is stated on the quote, the insurance policy and the renewal receipt.
- Duration: Once the horse reaches the age of 15, the insurance is cancelled and will not be renewed.
Stallion Infertility Insurance can only be purchased as part of life insurance.
You can get a quote online. It is necessary to include a certificate from a veterinarian about the general health of the horse. The certificate must be less than 30 days old and the veterinarian must prepare the certificate on a form provided by VIS. You can attach the certificate to the quote request or send it to vis@vis.is.
The insurance covers
- If the stallion suffers permanent infertility due to illness or accident
- If the stallion did not get any mare into foal during the period of use.
The insurance does not cover
- Loss of use due to pre-existing diseases or accidents that occurred before the insurance took effect.
- Loss of use due to diseases that a horse gets within 20 days of the insurance taking effect.
- Loss of use due to problems related to genetic conditions.
- Loss of use due to temperament problems.
- Loss of use due to spavin.
Please note that the above list is not exhaustive. Further information can be found in the insurance terms.
In case of discrepancy between this list and the insurance terms, the insurance terms applies.
Insurance Terms
The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.