Phones, smartwatches, computers and glasses
Damage to phones, smartwatches, computers and glasses is among the most common types of claims reported to us. That’s why it’s important to make sure these essential items are insured.
Please contact us or visit one of our offices if you need more information — we are happy to assist you.
Insurance
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Home insurance includes contents insurance. Contents insurance covers phones, smartwatches, computers and glasses against fire, theft and water damage.
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If your home insurance includes comprehensive contents insurance, which is optional, your phones, smartwatches, computers and glasses are also covered against damage caused by sudden, unexpected and external events.
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If you own particularly valuable phones, smartwatches, computers or glasses whose value exceeds the compensation limits under comprehensive contents insurance, please contact us so we can review your options together.
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Travel insurance is an optional cover available with home insurance. It includes luggage insurance, which covers damage to your luggage while it is being transported, or if it is stolen during your trip.
Good to know
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Under our insurance policies, items such as phones, smartwatches, computers and glasses are classified as household contents.
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Phones and smartwatches are depreciated over two years, while computers are depreciated over five years.
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With home insurance, you can choose between two different sums insured and three different deductibles. The sum insured you select determines the maximum compensation payable in the event of a claim. The higher the deductible, the lower your insurance premium, but the more you will have to pay yourself if you make a claim.
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Home insurance covers you, your spouse or cohabiting partner, and your unmarried children and foster children who share the same legal residence in Iceland. It also covers your children under the age of 18 who have a different legal residence in Iceland.
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The main advantage of having both credit card travel insurance and travel insurance through your Home insurance is that if the maximum compensation under one policy is reached, the other policy may provide additional compensation in the event of an extensive loss.
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We recommend keeping your payment receipts so you can provide them if you need to make a claim.
You can view an overview of your insurance policies in the VÍS app or by signing in to our website.
Is the damage covered?
Other insurance
Property insurance
Buying a property is usually the biggest investment we make in our life. It is therefore important that we make sure that the property is properly insured to minimize the financial consequences of property damage.
Vehicle insurance
All of us can make mistakes while driving or find ourselves in a situation that results in damage. Therefore, it is important to have good motor vehicle insurance.
Life and health insurance
No one expects to lose their health or get into a serious accident, but the fact is that it can happen to all of us. With life and health insurance, you reduce the financial consequences of damage to your health
Travel insurance
Are you planning a trip? Whether you are travelling for pleasure, study, work or other reasons, we recommend that you check whether you have travel insurance that suits you.
Animal insurance
Animals need insurance just like any other family member. We have extensive experience in insuring animals and offer several types of animal insurance for horses, dogs and cats that you can combine according to your needs.