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Mandatory Vehicle Insurance

Mandatory insurance for allunderline motor vehicles. All of us can accidentally cause damage while driving. The insurance covers damage that your vehicle causes to others as well as accidents suffered by you or the person driving. With us, you do not pay any deductible if you cause damage while driving.

More About Mandatory Vehicle Insurance

Mandatory Vehicle Insurance consists of compulsory motor liability insurance and drivers and owners accident insurance.

  • The compulsory motor liability insurance covers damage that you cause to others, including people or objects, when using the vehicle.
  • The drivers and owners accident insurance covers personal injury sustained by you or the vehicle's driver while driving the vehicle. The accident insurance is optional insurance for off-road vehicles.

Compulsory motor liability insurance purchased in Iceland is valid in most European countries. However, the insurance does not apply automatically in countries outside Europe or in some European countries outside the EEA. If you use your vehicle in these countries and find yourself in a situation where you need to provide confirmation of your insurance, you must present an international insurance certificate, the so-called Green Card. For the sake of convenience, we have prepared a confirmation of insurance for you which is available in your customer portal, under the vehicle insurance. It should be enough for you to present this confirmation instead of the Green Card.

More About Mandatory Vehicle Insurance

The insurance covers

  • Damage caused to others by the use of the vehicle, including damage to property and personal injury.
  • Personal injury sustained by you or the vehicle's driver while driving the vehicle.

The insurance does not cover

  • Damage to the vehicle itself.
  • Damage caused by the use of the vehicle to the property and possessions of the vehicle's owner or driver.
  • Personal injury sustained by you or the driver if the accident may be attributed to gross negligence or intent on the part of the driver.
  • Damage that occurs in an approved driving competition.

Please note that the above list is not exhaustive. Further information can be found in the insurance terms.
In case of discrepancy between this list and the insurance terms, the insurance terms applies.

Do You Need More Coverage?

Windshield Insurance

Most of our customers who have Mandatory Vehicle Insurance also have Windshield Insurance. The insurance covers damage to the windshield, side or rear windows of your vehicle.

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Comprehensive Collision Insurance

The most popular optional vehicle insurance and for good reason. Comprehensive Collision Insurance covers damage to your vehicle due to a collision caused by you or the person driving your vehicle.

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Vehicle Fire Insurance

An inexpensive option for owners of vehicles that do not have Comprehensive Collision Insurance, especially if the vehicles are rarely used and stored indoors.

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Mobile Home Insurance

Mobile Home Insurance is a comprehensive insurance policy that covers damage to motorhomes, collapsible campers and tent trailers due to fires, collisions, rollovers, storms and theft, as well as insuring the movable items that are permanently in the mobile home.

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Motorsport Competition Supplement

Most motorsports require separate insurance for competitors and vehicles subject to registration. To address this, we offer a competition supplement for vehicles that have compulsory liability insurance with VIS.

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Special Offers for VIS Customers

Barnabílstólar

VIS customers get 10% off car seats and 15% off rental price. You need to sign in to get the discount code.

Betra Grip

VIS customers get 20% off Bridgestone tires and 12% off work cost. You need to sign in to get the discount code.

Bilstolaleiga.is

VIS customers get 20% off the register fee and 20% of monthly rent if the rent is long-term. You need to sign in to get the discount code.

BYKO

VIS customers get 25% off car seats. The discount does not apply on special offers. You need to sign in to get the discount code.

Chicco.is

VIS customers get 20% off car seats. The discount does not apply on special offers. You need to sign in to get the discount code.

FAKÓ

VIS customers get 15% discount on fire extinguishers and fire blankets. You need to sign in to get the discount code.

Græni unginn

VIS customers get 10% off all car seats. You need to sign in to get the discount code.

Harðkornadekk

VIS customers get 25% off tires. You need to sign in to get the discount code.

Heimkaup

VIS customers get 20% off safety products. You need to sign in to get the discount code.

Hreiður

VIS customers get 20% off car seats purchased in store. The discount does not apply on special offers. You need to sign in to get the discount code.

Húsasmiðjan

VIS customers get 20% off car seats and safety products for children. The discount does not apply on special offers. You need to sign in to get the discount code.

Klettur

VIS customers who have F Plus family insurance get 15% off tires and 10% off work cost. You need to sign in to get the discount code.

Nine Kids

VIS customers get 20% off Cybex and GB car seats and base. You need to sign in to get the discount code.

Fjallakofinn

VIS customers get 10% off all items. The discount does not apply on special offers. You need to sign in to get the discount code.

FlyOver Iceland

VIS customers get 15% off online bookings. You need to sign in to get the discount code.

Vöruhús

VIS customers get 10% off safety equipment. You need to sign in to get the discount code.

Insurance Terms and Other Information

The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance. We point out that the information document contains a brief summary of the main aspects of the insurance. Further information about the insurance can be found in the insurance terms.

If you have Vehicle Insurance

you may also be interested in the following insurances.

Family and Home Contents Insurance

What we all have in common is that we can encounter unexpected events in life that cause damage to possessions or accidents to people. Therefore, it is important that you have appropriate coverage for your family and your belongings.

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Property Insurance

Buying a property is usually the biggest investment we make in our life. It is therefore important that we make sure that the property is properly insured to minimize the financial consequences of property damage.

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Life and Health Insurance

No one expects to lose their health or get into a serious accident, but the fact is that it can happen to all of us. With life and health insurance, you reduce the financial consequences of damage to your health

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Travel Insurance

Are you planning a trip? Whether you are travelling for pleasure, study, work or other reasons, we recommend that you check whether you have travel insurance that suits you.

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Animal Insurance

Animals need insurance just like any other family member. We have extensive experience in insuring animals and offer several types of animal insurance for horses, dogs and cats that you can combine according to your needs.

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