Mandatory Vehicle Insurance
motor vehicles. All of us can accidentally cause damage while driving. The insurance covers damage that your vehicle causes to others as well as accidents suffered by you or the person driving.
With us, you do not pay any deductible if you cause damage while driving.
Mandatory Vehicle Insurance consists of compulsory motor liability insurance and drivers and owners accident insurance.
- The compulsory motor liability insurance covers damage that you cause to others, including people or objects, when using the vehicle.
- The drivers and owners accident insurance covers personal injury sustained by you or the vehicle's driver while driving the vehicle. The accident insurance is optional insurance for off-road vehicles.
Compulsory motor liability insurance purchased in Iceland is valid in most European countries. However, the insurance does not apply automatically in countries outside Europe or in some European countries outside the EEA. If you use your vehicle in these countries and find yourself in a situation where you need to provide confirmation of your insurance, you must present an international insurance certificate, the so-called Green Card.
For the sake of convenience, we have prepared a confirmation of insurance for you which is available in your customer portal, under the vehicle insurance. It should be enough for you to present this confirmation instead of the Green Card.
The insurance covers
- Damage caused to others by the use of the vehicle, including damage to property and personal injury.
- Personal injury sustained by you or the vehicle's driver while driving the vehicle.
The insurance does not cover
- Damage to the vehicle itself.
- Damage caused by the use of the vehicle to the property and possessions of the vehicle's owner or driver.
- Personal injury sustained by you or the driver if the accident may be attributed to gross negligence or intent on the part of the driver.
- Damage that occurs in an approved driving competition.
Please note that the above list is not exhaustive. Further information can be found in the insurance terms.
In case of discrepancy between this list and the insurance terms, the insurance terms applies.
Insurance Terms and Other Information
The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance. We point out that the information document contains a brief summary of the main aspects of the insurance. Further information about the insurance can be found in the insurance terms.