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Horse Liability Insurance

Horse Liability Insuranceunderline is a good insurance policy for all horse owners. The insurance covers costs that you may incur under tort law if a horse owned by you causes personal injury or property damage to a third party.

More About Horse Liability Insurance

  • Period of purchase: From the birth of a horse until its death.
  • Insurance amount: The insurance amount of Horse Liability Insurance is a fixed amount The insurance amount is stated on the quote, the insurance policy and the renewal receipt.
  • Duration: The insurance is valid until terminated.
  • Own risk: You must pay a deductible in respect of each loss for which you are compensated under the Horse Liability Insurance. Details of your deductible can be found on the quote, the insurance policy and the renewal receipt.

You can get a quote online.

The insurance covers

  • Damage for which you are liable as the owner of the horse according to tort law.

The insurance does not cover

  • Damage that occurs as a result of a specific task that the horse is required to perform. Often referred to as "damage in contract".
  • Damage suffered by members of your family who have the same domicile or a caretaker of the horse.
  • Damage to items you have on loan.
  • Damage that can be attributed to non-compliance with animal welfare laws.
  • Damage that can be attributed to the horse making a mistake if the horse is used for commercial purposes.

Please note that the above list is not exhaustive. Further information can be found in the insurance terms.
In case of discrepancy between this list and the insurance terms, the insurance terms applies.

Do You Need More Coverage?

Horse Health Insurance

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Limited Horse Life Insurance

Limited Horse Life Insurance is a good insurance policy for anyone who owns a horse for recreation purposes. If you have this insurance, you will receive compensation if the horse dies as a result of an accident or illness, if immediate euthanasia is recommended by a veterinarian or if the horse is lost and is not found within 4 months despite a search.

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Riding Horse Insurance

Riding Horse Insurance provides good coverage for owners of competition horses. The insurance includes limited life insurance and loss of use for riding insurance.

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Broodmare Insurance

Broodmare Insurance provides good coverage for owners of broodmares. The insurance includes limited life insurance and loss of use for breeding insurance. It also includes prospective foal and foal insurance, which is valid until the foal is 30 days old.

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Thoroughbred Insurance

Thoroughbred Insurance is our most comprehensive horse coverage and a good insurance policy for owners of competition horses. The insurance includes life insurance and loss of use for riding insurance.

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Stallion Infertility Insurance

Stallion Infertility Insurance is a good insurance policy for the owners of stallions. It provides loss of use cover for breeding.

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Insurance Terms

The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.

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