Home insurance

We all have in common the potential to encounter unexpected events in our lives that can result in damage to our belongings or accidents to people.

Home insurance is comprehensive insurance for you, your family and belong­ings.

Home insurance includes contents insurance and family and leisure insurance. You can also choose to add comprehensive content insurance and travel insurance.

Family composition, insurance coverage pref­erences, and indi­vidual risks vary, so the insurance can be customised to suit everyo­ne’s needs.

  • Contents insurance covers property and personal belong­ings that are part of a general household against fire, theft, and water damage. Contents insurance is suitable for those who want to protect their belong­ings, whether they are at their primary resi­dence or elsewh­ere. Contents insurance also includes liability insurance, which provides financial protection if a family member becomes liable for damages to others.

  • Family and leisure insurance is comprehensive coverage for you and your family. It includes leisure-time accident insurance, emer­gency assist­ance for domestic violence, trauma coun­sell­ing, hospitalisation insurance, and legal expense insurance.

  • Comprehensive contents insurance is an opti­onal coverage that can be chosen with contents insurance. Comprehensive contents insurance covers damage to your belong­ings caused by sudden, unexpected and external events. The insurance is valid in Iceland and while travelling abroad for up to 92 consecutive days from the date of departure from Iceland. The most common claims covered by comprehensive contents insurance include damage to mobile phones, compu­ters and glasses.

  • Travel insurance is an opti­onal coverage that can be chosen with content insurance. The main advantage of having both credit card travel insurance and travel insurance (cover in home insurance) is that if the maximum compensation under one policy is reached, the other insurance can provide compensation in the event of an extensive loss. The insurance is valid for 92 days from the date of departure from Iceland.

Home insurance coverage

  • Please note that the information about the insurance is not exhaustive. More detailed information can be found in the insurance terms.

  • In case of a discrep­ancy between this information and the insurance terms, the insurance terms apply.

Insurance terms and other information

The insurance terms is your contract with VÍS. It is important to thoroughly read the terms and under­stand what is covered and what is not, before purchasing the insurance.

Other insurance

Property insurance

Buying a property is usually the biggest investment we make in our life. It is therefore important that we make sure that the property is properly insured to minimize the financial consequences of property damage.

Vehicle insurance

All of us can make mistakes while driving or find ourselves in a situation that results in damage. Therefore, it is important to have good motor vehicle insurance.

Life and health insurance

No one expects to lose their health or get into a serious accident, but the fact is that it can happen to all of us. With life and health insurance, you reduce the financial consequences of damage to your health

Travel insurance

Are you planning a trip? Whether you are travelling for pleasure, study, work or other reasons, we recommend that you check whether you have travel insurance that suits you.

Animal insurance

Animals need insurance just like any other family member. We have extensive experience in insuring animals and offer several types of animal insurance for horses, dogs and cats that you can combine according to your needs.