Home insurance sums insured
Home insurance includes contents insurance and family and leisure insurance. You can also choose to add comprehensive contents insurance and travel insurance. Family composition, insurance coverage preferences, and individual risks vary, so the insurance can be customised to suit everyone’s needs.
You can choose between two different sums insured: traditional sums insured and better sums insured.
You can choose between three different deductibles: low, medium and high.
The sum insured you choose determines the maximum compensation payable in the event of a claim. We recommend choosing the traditional sums insured. The deductible you choose applies to claims under the content insurance. The higher the deductible, the lower the insurance premium.
The sums insured are based on January 2026.