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Dog Health Insurance

Dog Health Insuranceunderline is a good insurance policy for all dog owners. If you have this insurance, you will be compensated for medical costs in the event of illness or accident.

More About Dog Health Insurance

  • Period of purchase: When a dog is between the age of 8 weeks and 5 years.
  • Insurance amount: The insurance amount of Dog Health Insurance is a fixed amount which is stated on the quote, the insurance policy and the renewal receipt. The insurance amount will remain unchanged until the dog reaches the age of 7 years, after which it will decrease by 20% annually.
  • Duration: Once the dog reaches the age of 10, the insurance is cancelled and will not be renewed.
  • Own risk: You must pay a deductible in respect of each loss for which you are compensated under the Dog Health Insurance. Your deductible is a fixed amount plus 10% of the medical cost. You do not need to pay the fixed amount again in respect of medical costs, regardless of the number of visits to the veterinarian, until 100 days have passed since the first visit. Details of your deductible can be found on the quote, the insurance policy and the renewal receipt.

You can get a quote online. It is necessary to include a certificate from a veterinarian about the general health of the dog. The certificate must be less than 30 days old and the veterinarian must prepare the certificate on a form provided by VIS. You can attach the certificate to the quote request or send it to vis@vis.is. It is not sufficient to submit a vaccination certificate or a certificate from an animal quarantine facility.

The insurance covers

  • Medical cost for examination and treatment due to illness or accident.
  • The cost of a caesarean section which is medically necessary, but never more than two per bitch.
  • The cost of castration or sterilization that are medically necessary due to certain diseases.
  • The cost of plastic surgery which is medically necessary.
  • The cost of treatment of teeth that break due to an accident.
  • Elbow displacia, arthrosis of the elbow, hip displacia, arthrosis of the hip, osteochondrosis, provided that the dog has a registered pedigree with the Icelandic Kennel Club and has been insured with us for at least four months.

The insurance does not cover

  • The cost of physiotherapy and rehabilitation.
  • Costs due to pre-existing diseases or accidents that occurred before the insurance took effect.
  • The cost of preventive procedures and regular examinations.
  • Costs due to mental illness, behavioural disorders or temperament problems.
  • Costs due to a surcharge on medical expenses if the assistance of a veterinarian is requested outside daytime working hours unless there is an urgent need.
  • The cost of MRI and CT scans.
  • Costs due to gum disease, dental care, dental repairs or dental defects.
  • The cost of an examination related to pregnancy or birth.
  • Costs due to prescriptions, invoices, certificates or medical records.
  • Costs due to fodder, supplements and health- and hygiene products.
  • Cost due to travel and transportation for treatment and inspection.

Please note that the above list is not exhaustive. Further information can be found in the insurance terms.
In case of discrepancy between this list and the insurance terms, the insurance terms applies.

Do You Need More Coverage?

Dog Life Insurance

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Dog Loss of Use Insurance

Dog Loss of Use Insurance is a good insurance policy for anyone who owns a specially trained dog or a dog that is used for breeding. If you have this insurance, you will receive compensation if the dog loses its ability for breeding or to perform its trained role.

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Dog Care Insurance

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Dog Liability Insurance

Dog Liability Insurance is a good insurance policy for all dog owners. The insurance covers costs that you may incur under tort law if a dog owned by you causes personal injury or property damage to a third party.

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Insurance Terms

The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.

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