Comprehensive property insurance

  • Comprehensive property insurance is for your most valuable belong­ings — the items you want to insure as thoroughly as possi­ble.

  • This insurance is typically taken out for indi­vidual high-value items and covers damage caused by sudden, unexpected, and external events.

  • The insurance is valid anywhere in the world while the items are in your care.

  • Comprehensive propterty insurance is a good option if you do not have home insurance or comprehensive content insurance. It is also suitable if you already have home insurance that includes comprehensive content insurance, but the value of your belong­ings exceeds the maximum compensation limit.

The insurance covers

  • Damage to home contents caused by sudden, unexpected and external events.

The insurance does not cover

  • Damage due to sudden changes in tempera­ture or humidity.

  • Damage due to defects, incor­rect assembly or internal malf­uncti­ons.

  • Damage due to normal wear and tear and appe­ar­ance defects that do not affect the use of the item.

  • Damage caused directly or indirectly by the effect of time registration on the operation of software and/or systems.

  • The part of the claim that falls under the deducti­ble.

  • Please note that the information about the insurance is not exhaustive. More detailed information can be found in the insurance terms.

  • In case of a discrep­ancy between this information and the insurance terms, the insurance terms apply.

Insurance terms and other information

The insurance terms is your contract with VÍS. It is important to thoroughly read the terms and under­stand what is covered and what is not, before purchasing the insurance.

We point out that the information docu­ment contains a brief summary of the main aspects of the insurance. Further information about the insurance can be found in the insurance terms.

Other insurance

Property insurance

Buying a property is usually the biggest investment we make in our life. It is therefore important that we make sure that the property is properly insured to minimize the financial consequences of property damage.

Vehicle insurance

All of us can make mistakes while driving or find ourselves in a situation that results in damage. Therefore, it is important to have good motor vehicle insurance.

Life and health insurance

No one expects to lose their health or get into a serious accident, but the fact is that it can happen to all of us. With life and health insurance, you reduce the financial consequences of damage to your health

Travel insurance

Are you planning a trip? Whether you are travelling for pleasure, study, work or other reasons, we recommend that you check whether you have travel insurance that suits you.

Animal insurance

Animals need insurance just like any other family member. We have extensive experience in insuring animals and offer several types of animal insurance for horses, dogs and cats that you can combine according to your needs.