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Cat Life Insurance

Cat Life Insurance is a goodunderlineinsurance policy for all cat owners. If you have this insurance, you will receive compensation if the cat dies as a result of an accident or illness or if euthanasia is recommended by a veterinarian.

More About Cat Life Insurance

  • Period of purchase: When a cat is between the age of 8 weeks and 5 years.
  • Insurance amount: The insurance amount of Cat Life Insurance is an optional amount. It is good to keep in mind that the compensation can never exceed the market value of the cat on the day of the accident. If you want to insure a cat for more than ISK 80,000, the cat must have a registered pedigree with the Icelandic Cat Breeding Society. The insurance amount will remain unchanged until the cat reaches the age of 7 years, after which it will decrease by 20% annually.
  • Duration: Once the cat reaches the age of 10, the insurance is cancelled and will not be renewed.

You can get a quote online. It is necessary to include a certificate from a veterinarian about the general health of the cat. The certificate must be less than 30 days old and the veterinarian must prepare the certificate on a form provided by VIS. You can attach the certificate to the quote request or send it to vis@vis.is. It is not sufficient to submit a vaccination certificate or a certificate from an animal quarantine facility.

The insurance covers

  • If the cat dies due to an illness or accident.
  • If euthanasia is recommended by a veterinarian.

The insurance does not cover

  • Death or euthanasia due to pre-existing diseases or accidents that occurred before the insurance took effect.
  • Death or euthanasia due to mental illness, behavioural disorders or temperament problems.
  • Death or euthanasia due to a chronic infectious disease where the cat is asymptomatic.
  • Euthanasia on the instruction of a public authority.

Please note that the above list is not exhaustive. Further information can be found in the insurance terms.
In case of discrepancy between this list and the insurance terms, the insurance terms applies.

Do You Need More Coverage?

Cat Health Insurance

Cat Health Insurance is a good insurance policy for all cat owners. If you have this insurance, you will receive compensation for medical expenses resulting from an illness or accident.

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Cat Loss of Use Insurance

Cat Loss of Use Insurance is a good insurance policy for anyone who owns a cat that is used for breeding. If you have this insurance, you will receive compensation if the cat loses its ability for breeding. Compensation will not be paid until the cat has been castrated. You can only purchase Cat Loss of Use Insurance as part of Cat Life Insurance.

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Cat Care Insurance

Cat Care Insurance is a good insurance policy for all cat owners. If you have this insurance, you will receive compensation for the placement and care of a cat in an animal hotel if you cannot care for it at home due to a temporary illness or accident to members of the household.

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Cat Liability Insurance

Cat Liability Insurance is a good insurance policy for all cat owners. The insurance covers costs that you may incur under tort law if a cat owned by you causes personal injury or property damage to a third party.

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Insurance Terms

The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.

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