Accident insurance for employees
According to collective agreements, employers are obliged to compensate employees for accidents that occur during their work. Accident insurance for employees is tailored to the needs of employers to fulfill their obligations towards employees. Compensation amounts are based on collective bargaining agreements with unions.
In certain cases, the insurance is also valid during vacation time, if the collective agreements state it.
According to collective agreements, employers are obliged to compensate employees for accidents that occur during their work. Accident insurance for employees is tailored to the needs of employers to fulfill their obligations towards employees. Compensation amounts are based on collective bargaining agreements with unions.
In certain cases, the insurance is also valid during vacation time, if the collective agreements state it.
The insurance covers
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If an employee has an accident, compensation is paid according to collective agreements. These can be daily allowances, disability benefits and death benefits.
Optional Coverage:
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Damage to employees' personal belongings.
The insurance does not cover
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Accidents that occur during a competition or during training for a competition in any kind of sport that has a sports competition as its purpose.
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Accidents that occur in flight, unless the insured is a passenger on a scheduled or chartered flight operated by a party that has the necessary permits from the relevant aviation authorities.
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Accidents that occur in a fight, unless the insured acted solely in self-defence.
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Accidents that occur when participating in a criminal act.
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Accidents that occur in work for someone other than the policyholder, whether it is paid work or not or profitable work for one's own benefit that involves the risk of occupational accidents.
Please note that the information about the insurance is not exhaustive. More detailed information can be found in the insurance terms.
In case of a discrepancy between this information and the insurance terms, the insurance terms apply.
Insurance terms and other information
The insurance terms is your contract with VÍS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.
We point out that the information document contains a brief summary of the main aspects of the insurance. Further information about the insurance can be found in the insurance terms.
Insurance terms and information document