Domestic medical cost

Domestic medical cost is short-term insurance that is valid for three months, until an indi­vidual becomes entitled to coverage from the Icelandic Health Insurance. The insurance is compulsory for foreign nati­onals who come to Iceland tempor­arily for work or study.

The insurance takes effect when a foreign nati­onal has been issued a resi­dence permit or work permit by the Directorate of Immigration, or when an Icelandic citizen has regist­ered their legal resi­dence in Iceland.

An indi­vidual may be entitled to coverage from the Icelandic Health Insurance, without a three-month waiting period, if the indi­vidual moves to Iceland from another country within the European Economic Area (EEA), Green­land or the Faroe Islands.

The insurance covers

  • Cost of hospitalization and general medical care outside hospitals.

  • Cost of necessary exam­inations and treatments by special­ists.

  • Cost of regular prescription medication as well as other necessary medication costs.

The insurance does not cover

  • Costs that the insured is entitled to from public health insurance in Iceland or abroad.

  • Costs due to accidents that occurred before the insurance took effect or illness that showed symptoms prior to the insurance taking effect.

  • Costs related to pregn­ancy or child­birth.

  • Costs due to accidents in high-risk sports, riots or participation in crim­inal acti­vity.

  • Please note that the information about the insurance is not exhaustive. More detailed information can be found in the insurance terms.

  • In case of a discrep­ancy between this information and the insurance terms, the insurance terms apply.

Insurance terms and other information

The insurance terms is your contract with VÍS. It is important to thoroughly read the terms and under­stand what is covered and what is not, before purchasing the insurance.

We point out that the information docu­ment contains a brief summary of the main aspects of the insurance. Further information about the insurance can be found in the insurance terms.

Other insurance

Family and home contents insurance

What we all have in common is that we can encounter unexpected events in life that cause damage to possessions or accidents to people. Therefore, it is important that you have appropriate coverage for your family and your belongings.

Property insurance

Buying a property is usually the biggest investment we make in our life. It is therefore important that we make sure that the property is properly insured to minimize the financial consequences of property damage.

Vehicle insurance

All of us can make mistakes while driving or find ourselves in a situation that results in damage. Therefore, it is important to have good motor vehicle insurance.

Travel insurance

Are you planning a trip? Whether you are travelling for pleasure, study, work or other reasons, we recommend that you check whether you have travel insurance that suits you.

Animal insurance

Animals need insurance just like any other family member. We have extensive experience in insuring animals and offer several types of animal insurance for horses, dogs and cats that you can combine according to your needs.