Domestic medical cost

Are you moving to Iceland?Whether you are transferring your legal residence to Iceland or coming temporarily for work or studies, this insurance protects you for three months before you become entitled to coverage from Icelandic Health Insurance (Sjúkratryggingar Íslands).
  • Domestic medical cost is a short-term insurance that is valid for three months. The insurance takes effect when the insured has been issued a resi­dence permit or is an Icelandic citizen who has regist­ered their legal resi­dence in Iceland.

  • If you are moving from another country within the EEA, Green­land or Faroe Islands, you might be covered by the Icelandic Health Insurance scheme without a three month waiting period.

  • The insurance is compulsory for foreigners who are moving to Iceland on a temporary basis for work or study and have applied for resi­dence permit or work visa from the Directorate of Immigration.

  • Suppose there is a need to apply for compensation from the insurance. In that case, the insured must submit a confir­mation from the Directorate of Immigration that the resi­dence permit is valid on the date of the loss.

  • The insurance deductible is ISK 50.000 due to the comb­ined cost covered by the insurance.

The insurance covers

  • Cost of hospitalization and general medical care outside hospitals.

  • Cost of necessary exam­inations and treatments by special­ists.

  • Cost of regular prescription medication as well as other necessary medication costs.

The insurance does not cover

  • Costs that the insured is entitled to from public health insurance in Iceland or abroad.

  • Costs due to accidents that occurred before the insurance took effect or illness that showed symptoms prior to the insurance taking effect.

  • Costs related to pregn­ancy or child­birth.

  • Please note that the information about the insurance is not exhaustive. More detailed information can be found in the insurance terms.

  • In case of a discrep­ancy between this information and the insurance terms, the insurance terms apply.

Insurance terms and other information

The insurance terms is your contract with VÍS. It is important to thoroughly read the terms and under­stand what is covered and what is not, before purchasing the insurance.

We point out that the information docu­ment contains a brief summary of the main aspects of the insurance. Further information about the insurance can be found in the insurance terms.

Other insurance

Family and home contents insurance

What we all have in common is that we can encounter unexpected events in life that cause damage to possessions or accidents to people. Therefore, it is important that you have appropriate coverage for your family and your belongings.

Property insurance

Buying a property is usually the biggest investment we make in our life. It is therefore important that we make sure that the property is properly insured to minimize the financial consequences of property damage.

Vehicle insurance

All of us can make mistakes while driving or find ourselves in a situation that results in damage. Therefore, it is important to have good motor vehicle insurance.

Travel insurance

Are you planning a trip? Whether you are travelling for pleasure, study, work or other reasons, we recommend that you check whether you have travel insurance that suits you.

Animal insurance

Animals need insurance just like any other family member. We have extensive experience in insuring animals and offer several types of animal insurance for horses, dogs and cats that you can combine according to your needs.