Comprehensive vehicle insurance
Together we take care of your car, whether it is insured with traditional comprehensive vehicle insurance or with comprehensive vehicle insurance in Ökuvísir.
When you purchase a comprehensive vehicle insurance, you choose your own deductible. This is the amount you pay if you incur damage. We cover the cost of the damage that exceeds your chosen deductible. The higher deductible you choose, the lower the premium you pay for the insurance. Our customers commonly select deductibles in the range of ISK 106.900 to ISK 156.800.
Your deductible amount is the same for all damages covered by the comprehensive vehicle insurance.
Comprehensive vehicle insurance is valid in Iceland and while travelling within the European Economic Area, the United Kingdom and Switzerland for up to 92 days from the departure date. If your trip exceeds 92 days, you can extend the coverage for an additional fee.
Comprehensive vehicle insurance now provides excellent coverage for damages to electric cars. Whether it's the battery, charging cable, or the car itself that gets damaged, your electric car is well insured with us. With us, your deductible does not increase even if there is damage to the car battery.
Accessories on the car, such as films, interior fittings, roof boxes, roof tents, bicycle racks, spotlights, winches and similar equipment, are not covered under the comprehensive vehicle insurance. However, you can purchase an additional coverage that insures these accessories. You choose the sum insured, but the deductible is the same as under the comprehensive insurance. The accessories are only covered if the car is involved in a comprehensive loss event and the accessories are on the car at the time of the loss.
When you purchase a comprehensive vehicle insurance, you choose your own deductible. This is the amount you pay if you incur damage. We cover the cost of the damage that exceeds your chosen deductible. The higher deductible you choose, the lower the premium you pay for the insurance. Our customers commonly select deductibles in the range of ISK 106.900 to ISK 156.800.
Your deductible amount is the same for all damages covered by the comprehensive vehicle insurance.
Comprehensive vehicle insurance is valid in Iceland and while travelling within the European Economic Area, the United Kingdom and Switzerland for up to 92 days from the departure date. If your trip exceeds 92 days, you can extend the coverage for an additional fee.
Comprehensive vehicle insurance now provides excellent coverage for damages to electric cars. Whether it's the battery, charging cable, or the car itself that gets damaged, your electric car is well insured with us. With us, your deductible does not increase even if there is damage to the car battery.
Accessories on the car, such as films, interior fittings, roof boxes, roof tents, bicycle racks, spotlights, winches and similar equipment, are not covered under the comprehensive vehicle insurance. However, you can purchase an additional coverage that insures these accessories. You choose the sum insured, but the deductible is the same as under the comprehensive insurance. The accessories are only covered if the car is involved in a comprehensive loss event and the accessories are on the car at the time of the loss.
The insurance covers
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Loss of or damage to the vehicle caused by sudden external events or fire.
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Loss of or damage to the vehicle caused by theft, attempted theft or vandalism, provided that the incident is reported to the police without delay.
Optional:
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Additional equipment insurance covers loss of or damage to the vehicle’s additional equipment, subject to the terms and conditions.
The insurance does not cover
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Loss or damage incurred while driving off-road, crossing unbridged rivers, or driving on roads where driving is prohibited.
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Loss or damage caused by mechanical failure, use, wear and tear, corrosion or rust, or resulting from incorrect use or a lack of fuel, lubricants, coolant or charging equipment.
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Loss or damage resulting from motor racing, pets, the carriage of cargo, water damage in specified circumstances, or windblown loose materials.
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Loss of or damage to additional equipment, trailers, keys and other access-control devices.
Please note that the information about the insurance is not exhaustive. More detailed information can be found in the insurance terms.
In case of a discrepancy between this information and the insurance terms, the insurance terms apply.
Insurance terms and other information
The insurance terms is your contract with VÍS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.
We point out that the information document contains a brief summary of the main aspects of the insurance. Further information about the insurance can be found in the insurance terms.
Insurance terms and information document
Other insurance
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Life and health insurance
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