Cat loss of use insurance

A good insurance for anyone who owns a cat that is used for breed­ing. If you have this insurance, you will receive compensation if the cat loses its ability for breed­ing. Compensation will not be paid until the cat has been castra­ted. You can only purchase cat loss of use insurance as part of cat life insurance.

  • Period of purchase: When a cat is between the age of 8 weeks and 5 years.

  • Insurance amount: The insurance amount of the Cat Loss of Use Insurance is equal to the cat's life insurance amount, less ISK 20,000. The insurance amount will remain unchanged until the cat reaches the age of 7 years, after which it will decrease by 20% annually.

  • Duration: Once the cat reaches the age of 10, the insurance is cancelled and will not be renewed.

The insurance covers

  • If a cat used for breeding loses fertility due to disease of the uterus, ovaries, prostate or testic­les.

  • If a female cat does not become pregnant after mating with two previ­ously fertile male cats.

The insurance does not cover

  • Loss of use due to pre-ex­isting diseases or accidents that occurred before the insurance took effect.

  • Loss of use for a female cat that has given birth to kittens three times.

  • Loss of use for a cat that has reached the age of 6 and never had kittens.

  • Loss of use due to mental illness, behavi­oural disor­ders or tempera­ment problems.

  • Please note that the information about the insurance is not exhaustive. More detailed information can be found in the insurance terms.

  • In case of a discrep­ancy between this information and the insurance terms, the insurance terms apply.

Insurance terms and other information

The insurance terms is your contract with VÍS. It is important to thoroughly read the terms and under­stand what is covered and what is not, before purchasing the insurance.

If you have animal insurance

you may also be interested in the following insurances.

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