Caravan insurance

Caravan insuranceis a comprehensive insurance that compensates damage to travel trailers, folding campers, and caravans, as well as insuring the personal belongings that are regularly kept inside the caravan.

You just need to make sure to check the weather forecast and avoid towing the caravan in strong winds.

  • The insurance covers all sudden, external events unless otherwise specifically stated. It inclu­des, among other things, damage caused by water from plumbing or drainage systems in storage facilities, and theft while traveling abroad.

  • Caravan insurance is valid in Iceland and while traveling within the European Economic Area, the United Kingdom, and Switzerland for up to 92 days from the date of depart­ure. If the trip lasts longer than 92 days, the coverage period can be extended for an additi­onal fee. The insurance is valid whether the caravan is in use or in storage.

  • If you cause damage to others while towing the cara­van, that damage is covered by the mandatory liability insurance of the towing vehicle.

  • Storm damage is excluded during the period October 1 to April 30, unless the caravan is stored indoors. It is possible to purchase storm insurance for the caravan if it is stored outdoors during this period.

The insurance covers

Comprehensive Insurance

  • Loss of or damage to the caravan due to sudden external events covered under the terms, and due to fire, the and vandal­ism.

  • Wind­storm loss in the period from 16 April to 30 Sept­em­ber.

Additi­onal equip­ment (opti­onal)

  • Loss of or damage to additi­onal equip­ment due to sudden external events covered under the terms, and due to fire, the and vandal­ism.

Contents (opti­onal)

  • Loss of or damage to contents due to sudden external events covered under the terms, and due to fire, the and vandal­ism.

Wind Insurance during Winter Season (opti­onal)

  • Wind­storm loss outdoors in the period from 1 October to 15 April.

The insurance does not cover

  • Loss or damage occurring during driving where driving of vehicles is prohi­bited, due to ordinary stone impact from the road, or if the caravan hits the ground or loose rocks are thrown up under it.

  • Loss or damage due to use, resulting from hand­ling, or caused by pets or vermin.

  • Loss or damage occurring during driving where public autho­rities have issued a warning against driving due to bad weather or road conditi­ons, or where wind speed is above 24.5 m/sec.

  • If Wind Insurance during Winter Season is not in place, wind­storm loss in the period from 1 October to 15 April is exclu­ded, unless the caravan is stored indoors.

  • Please note that the information about the insurance is not exhaustive. More detailed information can be found in the insurance terms.

  • In case of a discrep­ancy between this information and the insurance terms, the insurance terms apply.

Insurance terms and other information

The insurance terms is your contract with VÍS. It is important to thoroughly read the terms and under­stand what is covered and what is not, before purchasing the insurance.

Other insurance

Family and home contents insurance

What we all have in common is that we can encounter unexpected events in life that cause damage to possessions or accidents to people. Therefore, it is important that you have appropriate coverage for your family and your belongings.

Property insurance

Buying a property is usually the biggest investment we make in our life. It is therefore important that we make sure that the property is properly insured to minimize the financial consequences of property damage.

Life and health insurance

No one expects to lose their health or get into a serious accident, but the fact is that it can happen to all of us. With life and health insurance, you reduce the financial consequences of damage to your health

Travel insurance

Are you planning a trip? Whether you are travelling for pleasure, study, work or other reasons, we recommend that you check whether you have travel insurance that suits you.

Animal insurance

Animals need insurance just like any other family member. We have extensive experience in insuring animals and offer several types of animal insurance for horses, dogs and cats that you can combine according to your needs.