Motorcycle insurance

Mandatory insurancefor all motorcycle owners. In order to increase safety and for the good of everyone, motorcycle owners are required to have liability insurance and accident insurance for the owner and driver.

For owners of off-road motorcyc­les, the driver's and owner's accident insurance is opti­onal.

We offer two options when you insure your motorcycle. Changes are not retroactive.

  • Option A: Base rate. No refund is given for the time the license plates are deposited with the Tran­sport Autho­rity.

  • Option B: Double rate. We refund for the time the license plates are deposited with the Tran­sport Autho­rity.

You can get a discount on the premium if you sign a decl­aration stating that only you or your spouse will be driving the motorcycle. The discount is age-­dependant and increases with the age of the person taking out the insurance.

If you would like more protection, we suggest you read about the comprehensive motorcycle insurance and protective equip­ment insurance below. The comprehensive motorcycle insurance covers damage to the motorcycle itself, while the protective equip­ment insurance covers damage to the driver's protective equip­ment.

The insurance covers

  • Damage caused to others by the use of the vehicle, including damage to property and personal injury.

  • Damage caused by the motorcycle to another vehicle owned by you.

  • Personal injury sustained by you or the driver of the motorcycle.

The insurance does not cover

  • Damage to the motorcycle itself.

  • Damage caused by the use of the motorcycle to the property and possessions of the motorcyc­le's owner or driver.

  • Personal injury sustained by you or the driver if the accident may be attri­buted to gross negligence or intent on the part of the driver of the motorcycle.

  • Please note that the information about the insurance is not exhaustive. More detailed information can be found in the insurance terms.

  • In case of a discrep­ancy between this information and the insurance terms, the insurance terms apply.

Optional coverage

Insurance terms and other information

The insurance terms is your contract with VIS. It is important to thoroughly read the terms and under­stand what is covered and what is not, before purchasing the insurance.

Insurance terms and information document

If you have vehicle insurance

you may also be interested in the following insurances.

Family and home contents insurance

What we all have in common is that we can encounter unexpected events in life that cause damage to possessions or accidents to people. Therefore, it is important that you have appropriate coverage for your family and your belongings.

Property insurance

Buying a property is usually the biggest investment we make in our life. It is therefore important that we make sure that the property is properly insured to minimize the financial consequences of property damage.

Life and health insurance

No one expects to lose their health or get into a serious accident, but the fact is that it can happen to all of us. With life and health insurance, you reduce the financial consequences of damage to your health

Travel insurance

Are you planning a trip? Whether you are travelling for pleasure, study, work or other reasons, we recommend that you check whether you have travel insurance that suits you.

Animal insurance

Animals need insurance just like any other family member. We have extensive experience in insuring animals and offer several types of animal insurance for horses, dogs and cats that you can combine according to your needs.