Horse Liability Insurance
A good insurance policy for all horse owners. The insurance covers costs that you may incur under tort law if a horse owned by you causes personal injury or property damage to a third party.
- Period of purchase: From the birth of a horse until its death.
- Insurance amount: The insurance amount of Horse Liability Insurance is a fixed amount The insurance amount is stated on the quote, the insurance policy and the renewal receipt.
- Duration: The insurance is valid until terminated.
- Own risk: You must pay a deductible in respect of each loss for which you are compensated under the Horse Liability Insurance. Details of your deductible can be found on the quote, the insurance policy and the renewal receipt.
- Other Horse Insurances.
The insurance covers
- Damage for which you are liable as the owner of the horse according to tort law.
The insurance does not cover
- Damage that occurs as a result of a specific task that the horse is required to perform. Often referred to as "damage in contract".
- Damage suffered by members of your family who have the same domicile or a caretaker of the horse.
- Damage to items you have on loan.
- Damage that can be attributed to non-compliance with animal welfare laws.
- Damage that can be attributed to the horse making a mistake if the horse is used for commercial purposes.
- Please note that the above list is not exhaustive. Further information can be found in the insurance terms.
In case of discrepancy between this list and the insurance terms, the insurance terms applies.
Insurance Terms and other Information
The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.