Electric Scooters
Travelling on an electric scooter is both environmentally friendly and economical, but it is important to have the right safety equipment and to be aware of what insurance coverage you have.
In general, accidents to people are covered by Leisure Time Accident Insurance and damage to a scooter is covered by Contents Insurance and Comprehensive Contents Insurance.
Insurances
- Home Insurance includes Leisure Time Accident Insurance coverage for accidents that occur during leisure time or general sports and recreational activities.
- Home Insurance includes Contents Insurance. The Contents Insurance covers damage to contents, like electric scooters, due to fire, theft and water.
- If your Home Insurance includes Comprehensive Content Insurance, an optional coverage, electric scooters are also covered for damage caused by sudden and unforeseen external events.
- Home Insurance includes Liability Insurance. According to Icelandic law, you are liable for compensation if you cause bodily injury or property damage to others through reckless and illegal actions.
General Information
- Electric scooters are classified as home contents in insurance terms.
- In case of theft, insurances only apply if general precaution is taken to prevent items from being stolen.
- Home Insurance offers you to choose from two different coverage limits and three different deductibles amounts. The selected coverage amount determines the maximum compensation for damages. The cost of insurance varies based on the selected deductible amount. The higher the deductible amount, the cheaper the insurance.
- We advise our customers to hold on to their payment receipts so that they can be presented if damage needs to be reported.