Insurance for businesses

Accident insurance is well-suited for self-empl­oyed indi­viduals and comp­anies that want to provide additi­onal coverage for their empl­oyees.

According to collective agreements, empl­oyers are obliged to compensate empl­oyees for accidents that occur during their work. Accident insurance for empl­oyees is tail­ored to the needs of empl­oyers to fulfill their obligations towards empl­oyees.

We recommend that all comp­anies, large and small, have at minimum a business liability insurance, empl­oyee accident insurance, and property insurance.

The insurance compensates for lost contri­bution resulting from the suspension of operati­ons, which leads to a decrease in the sales of goods or services.

Liability insurance for businesses is intended for comp­anies and operators with the purpose of compensating for damages when liability for damages arises.

Contractor’s insurance is a comprehensive insurance for owners or contractors involved in construction proj­ects who wish to insure the project against sudden and unfor­eseen damage.

Crew insurance cons­ists of seamen's accident insurance, life insurance, crew's property insurance and shipowner's liability insurance.

Heavy machinery insurance covers damages to insured machinery caused by a sudden and unfor­eseen external event.

House owner’s insurance is a valuable addition to the mandatory fire insurance. The insurance provides broad protection against unexpected and sudden events that cause damage to real estate.

Liability insurance for travel wholes­alers and travel retailers provides coverage for those who organize and sell package tours, for damages that may occur to their customers.

Machines and electronic equip­ment are insured a er they have been fully installed and are ready for use.

A performance bond is intended for contractors. Through the bond, VÍS irrevocably guar­an­tees payment to the client for any breach of contract by the contractor.