House owner insurance of commercial property
House owner’s insurance is a valuable addition to the mandatory fire insurance. The insurance provides broad protection against unexpected and sudden events that cause damage to real estate.
Damage to property is often very costly, so it’s reassuring to know that house owner’s insurance is in place in the event of a loss.
House owner’s insurance is a valuable addition to the mandatory fire insurance. The insurance provides broad protection against unexpected and sudden events that cause damage to real estate.
Damage to property is often very costly, so it’s reassuring to know that house owner’s insurance is in place in the event of a loss.
The insurance covers
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Water damage resulting from leakage from the building’s plumbing system.
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Loss or damage caused by burglary or attempted burglary.
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Breakage of glass, fixtures and fittings, hobs, worktops and sanitary ware.
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Damage caused by storm and sudden heavy snow load.
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Bodily injury or property damage covered under liability insurance.
The insurance does not cover
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Damage that can be attributed to normal wear and tear, as well as damage which only affects the appearance and does not reduce the usability of the property.
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Damage caused by external water.
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Damage that can be attributed to construction or structural defects.
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Damage to glass in household appliances.
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Damage to aerials/antennas, flagpoles, fences and vegetation.
Please note that the information about the insurance is not exhaustive. More detailed information can be found in the insurance terms.
In case of a discrepancy between this information and the insurance terms, the insurance terms apply.
Insurance terms and other information
The insurance terms is your contract with VÍS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.
We point out that the information document contains a brief summary of the main aspects of the insurance. Further information about the insurance can be found in the insurance terms.
Insurance terms and information document