Crew insurance
Crew insurance consists of seamen's accident insurance, life insurance, crew's property insurance and shipowner's liability insurance. Accident insurance and life insurance are mandatory by law, but we recommend crew's property insurance and liabilitiy insurance in addition so that the property and safety of the crew is secured as best as possible.
The insurance covers
Seamen's accident insurance
- Benefits are paid for accidents that occur on board a vessel or during work related to the vessel's operation. Benefits are governed by maritime or tort law, as stated in the policy document.
Life insurance
- Benefits are paid if a crew member falls ill on board a vessel at sea and the illness results in death within two months.
Crew property insurance
- Damage to crew members' property if it is destroyed in a maritime accident or fire.
Shipowner's liability insurance
- Direct bodily injury or property damage to third parties arising from liability that falls on the policyholder under Icelandic law.
The insurance does not cover
Seamen's accident insurance
- If an incident that causes injury to a crew member is not sudden and external.
Life insurance
- If illness is traced to terrorism involving any kind of biological or chemical effects and/or poisoning, including bacteria and viruses, or when the consequences of illness become greater due to the aforementioned factors.
Shipowner's liability insurance
- Bodily injury that occurs during loading and unloading when persons other than the ship's crew are performing the work.
- Expenses for medical care, nursing, travel costs, or funeral expenses according to seamen's laws.
- Fines, legal costs, or other expenses in connection with criminal proceedings.
- Damage due to moisture, asbestos, PFAS substances, or mold.
- Damage resulting from liability that falls on the shipowner due to activities on land.
- Please note that the information about the insurance is not exhaustive. More detailed information can be found in the insurance terms.
- In case of a discrepancy between this information and the insurance terms, the insurance terms apply.
Insurance terms and other information
The insurance terms is your contract with VÍS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.
We point out that the information document contains a brief summary of the main aspects of the insurance. Further information about the insurance can be found in the insurance terms.