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Musical Instruments

Musical instruments are found inunderlinemany homes. They are generally covered by Contents Insurance and Comprehensive Contents Insurance. However, very valuable instruments may need to be insured separately.

We encourage you to check your insurance coverage and notify us if your instrument suffers damage.

Do you have the right coverage?

  • Home Contents Insurance covers damage to contents due to fire, theft and water. Contents Insurance is included in all our F Plus insurance packages.
  • Comprehensive Home Contents Insurance covers various types of accidents that result in damage to your contents. Comprehensive Contents Insurance is included in F Plus 4 and is optional as part of F Plus 1, 2 and 3.
  • There is a difference in the amount of compensation, the deductible and the extent of protection depending on which F Plus package and what insurance amount you choose.
  • Personal Possessions Insurance provides basic coverage for valuable individual items. The insurance covers damage caused by fire, and protection against water damage, storms, burglary and robbery can also be added.
  • Comprehensive Personal Property Insurance is often purchased for individual expensive items; it covers damage caused by sudden, unexpected and external events. The insurance is valid anywhere in the world while the items are in your possession.
  • We advise our customers to hold on to their payment receipts so that they can be presented if damage needs to be reported.

You can see what insurance policies you have in your insurance overview.

Insurance Overview
Do you have the right coverage?